3525 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3525 Westerham Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,419 sqft · built 1997
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2020)
Tax Bill	$4,728 (2025)
Deeds & Mortgages	May 2021 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-0200-000-44100`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-0200-000-44100`
Alternative APNs	`262304020000044100` `3770692`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	1,955 sqft
1st Floor Area	1,419 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2023
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3770692
Street Address	3525 WESTERHAM DR
City	CLERMONT
State	FL
Zip	34711-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT BRIGHTON AT KINGS RIDGE PHASE I SUB LOT 441 PB 38 PGS 7-8 ORB 5557 PG 133 ORB 5712 PG 1203
Legal Range	26E
Legal Township	23S
Legal Section	4
Legal Subdivision	CLERMONT BRIGHTON AT KINGS RIDGE PHASE I
Legal Tract	0200
Legal Block	3
Legal Lot Number	441
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3007
Census Tract	31308

Owner

Source: Lake County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3525 WESTERHAM DR, CLERMONT, FL 34711-6946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 6, 2020	Quit Claim Deed, Transfer METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Oct 4, 2012 · Amount on Record
Deed Document Number	2020111159
Deed Book / Page	5557 / 133
Prior Transfer Date	Jul 25, 2013
Prior Transfer Doc	0055570131
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	May 19, 2021
Property Address	3525 WESTERHAM DR, CLERMONT, FL 34711-6946
Document Number	0057121203
Book / Page	5712 / 1203
Map Reference	MB 38 PG 7&8
Instrument Date	May 17, 2021
Instrument	2021069355
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3525 WESTERHAM DR, CLERMONT, FL 34711-6946

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 6, 2020
Property Address	3525 WESTERHAM DR, CLERMONT, FL 34711-6946
Document Number	0055570133
Book / Page	5557 / 133
Map Reference	MB 38 PG 7&8
Instrument Date	Sep 28, 2020
Instrument	2020111159
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	METES AND BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 CHAPEL HILL BLVD, 3540, CLERMONT, FL 34711-5731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 WESTERHAM DR, CLERMONT, FL 34711-6946

Mortgage

Document Number	0005557134
Date	Oct 6, 2020
Instrument	5557/134

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Oct 6, 2020
Property Address	3525 WESTERHAM DR, CLERMONT, FL 34711-6946
Document Number	0055570131
Book / Page	005557 / 000131
Instrument Date	Jul 25, 2020
Instrument	111158
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3540 CHAPEL HILL BLVD CLERMONT FL 347115731, CLERMONT, FL 34711-5731

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,484 (-) Land $100,000 Building $183,484	$283,484 (-) Land $100,000 Building $183,484
2025	$4,728.00 (-2.09%)	$283,484 (+2.19%) Land $100,000 Building $183,484	$283,484 (+2.19%) Land $100,000 Building $183,484
2024	$4,829.00 (+1.71%)
2023	$4,748.00 (+10.26%)	$277,404 (+12.13%)	$277,404 (+12.13%) Land $100,000 Building $177,404
2022	$4,306.00	$247,404	$247,404 Land $70,000 Building $177,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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