3524 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3524 Westerham Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,545 sqft · built 1997
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2018)
Tax Bill	$2,516 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-0200-000-41600`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-0200-000-41600`
Alternative APN	`3770447`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,000 sqft (0.114 acres)
Garage Type	Finished
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	296 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3770447
Street Address	3524 WESTERHAM DR
City	CLERMONT
State	FL
Zip	34711-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT BRIGHTON AT KINGS RIDGE PHASE I SUB LOT 416 PB 38 PGS 7-8 ORB 5049 PG 1856
Legal Range	26E
Legal Township	23S
Legal Section	04
Legal Subdivision	BRIGHTON
Legal Phase	1
Legal Tract	200
Legal Lot Number	416
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3014
Census Tract	31308

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3524 WESTERHAM DR, CLERMONT, FL 34711-6943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Prior Sale	Aug 21, 2003
Deed Document Number	2018001888
Deed Book / Page	5049 / 1856
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3524 WESTERHAM DR, CLERMONT, FL 34711-6943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 WESTERHAM DR, CLERMONT, FL 34711-6943

Mortgage

Document Number	0055700413
Date	Oct 27, 2020
Book Page	5570/413
Instrument	2020119887

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 5, 2018
Property Address	3524 WESTERHAM DR, CLERMONT, FL 34711-6943
Document Number	0050491856
Book / Page	5049 / 1856
Map Reference	MB 38 PG 7&8
Instrument Date	Dec 15, 2017
Instrument	2018001888
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	METES AND BOUNDS TITLE COMPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7120 PAINESVILLE RAVENNA RD, 7120, CONCORD TOWNSHIP, OH 44077-8927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 WESTERHAM DR, CLERMONT, FL 34711-6943

Mortgage

Document Number	2018001889
Date	Jan 5, 2018
Instrument	2018001889

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$193,940 (+5.98%) Land $120,000 Building $73,940	$317,989 (+2.34%) Land $120,000 Building $197,989
2024	$2,516.00 (+2.32%)
2023	$2,459.00 (+3.41%) Homeowner's exemption	$182,990 (+3%)	$310,712 (+14.78%) Land $120,000 Building $190,712
2022	$2,378.00 Homeowner's exemption	$177,660	$270,712 Land $80,000 Building $190,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Westerham Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures