3525 Truro St, Celina, TX 75009 Property Records

Collin County property record for 3525 Truro St, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,635 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,019,511 (May 2024)
Tax Bill	$21,880 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-12705-0UU-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-12705-0UU-0010-1`
Alternative APNs	`000002868999` `2868999`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,635 sqft Living Area
Gross Area	5,564 sqft
1st Floor Area	3,082 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	686 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3525 TRURO ST
City	CELINA
State	TX
Zip	75009-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MUSTANG LAKES PHASE SIX, BLK UU, LOT 1
Legal Subdivision	MUSTANG LAKES PHASE SIX (CCL)
Legal Block	UU
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5032
Census Tract	30307

Owner

Source: Collin County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3525 TRURO ST, CELINA, TX 75009-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FROST BANK
May 13, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC
Apr 6, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Apr 6, 2023
Deed Document Number	202456335
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Apr 7, 2026
Property Address	3525 TRURO ST, CELINA, TX 75009-2438
Document Number	0000044795
Instrument Date	Apr 1, 2026
Instrument	202644795
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 TRURO ST, CELINA, TX 75009-2438

Mortgage

Document Number	0000044795,
Date	Apr 7, 2026
Instrument	202644795

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3525 TRURO ST, CELINA, TX 75009-2438
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 TRURO ST, CELINA, TX 75009-2438

Mortgage

Document Number	2025000126821
Date	Oct 2, 2025
Instrument	2025000126821

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3525 TRURO ST, CELINA, TX 75009-2438
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 BIRDIE DR, ALLEN, TX 75013-5109

Mortgage

Document Number	2024000056337
Date	May 13, 2024
Instrument	2024000056337

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2039

May 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	May 13, 2024
Property Address	3525 TRURO ST, CELINA, TX 75009-2438
Document Number	2024000056335
Map Reference	VOL 2022 PG 435
Instrument Date	May 10, 2024
Instrument	2024000056335
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 TRURO ST, CELINA, TX 75009-2438

Mortgage

Document Number	2024000056336
Date	May 13, 2024
Instrument	2024000056336

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 6, 2023
Property Address	3525 TRURO ST, CELINA, TX 75009-2438
Document Number	2023000036816
Map Reference	VOL 2022 PG 435
Instrument Date	Apr 3, 2023
Instrument	2023000036816
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 DEMOCRACY DR STE 300, 300, PLANO, TX 75024-3674
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,880.00 (+47.38%)	$940,232 Land $173,250 Building $766,982	$940,232 Land $173,250 Building $766,982
2024	$14,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Nextlink.

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