3521 Truro St, Celina, TX 75009 Property Records

Collin County property record for 3521 Truro St, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,379 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$997,500 (Feb 2026)
Tax Bill	$19,363 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12705-0UU-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-12705-0UU-0020-1`
Alternative APNs	`000002869000` `2869000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,379 sqft Living Area
Gross Area	5,335 sqft
1st Floor Area	3,196 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	657 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3521 TRURO ST
City	CELINA
State	TX
Zip	75009-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MUSTANG LAKES PHASE SIX, BLK UU, LOT 2
Legal Subdivision	MUSTANG LAKES PHASE SIX (CCL)
Legal Block	UU
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5032
Census Tract	30307

Owner

3521 Truro St is owned and occupied by an individual who bought it in February 2026.

Source: Collin County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3521 TRURO ST, CELINA, TX 75009-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage WEST CAPITAL LENDING INC
Apr 12, 2024	Deed, Subdivision Related Transfer · Conventional Mortgage WEST CAPITAL LENDING INC
May 24, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Apr 12, 2024 · Amount on File
Deed Document Number	202618839
Prior Transfer Date	Feb 5, 2026
Prior Transfer Doc	0000018839
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Feb 13, 2026
Property Address	3521 TRURO ST, CELINA, TX 75009-2438
Document Number	2026000018839
Map Reference	VOL 2022 PG 435
Instrument Date	Feb 5, 2026
Instrument	2026000018839
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3521 TRURO ST, CELINA, TX 75009-2438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 TRURO ST, CELINA, TX 75009-2438

Mortgage

Document Number	2026000018840
Date	Feb 13, 2026
Instrument	2026000018840

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

April 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 12, 2024
Property Address	3521 TRURO ST, CELINA, TX 75009-2438
Document Number	2024000042639
Map Reference	VOL 2022 PG 435
Instrument Date	Apr 11, 2024
Instrument	2024000042639
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 TRURO ST, CELINA, TX 75009-2438

Mortgage

Document Number	2024000042640
Date	Apr 12, 2024
Instrument	2024000042640

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	24 EXECUTIVE PARK STE 250, IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	May 24, 2023
Property Address	3521 TRURO ST, CELINA, TX 75009-2438
Document Number	2023000056940
Map Reference	VOL 2022 PG 435
Instrument Date	May 19, 2023
Instrument	2023000056940
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 DEMOCRACY DR, PLANO, TX 75024-3687
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3521 Truro St was $19,363, up 41.3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,363.00 (+41.34%) Homeowner's exemption	$916,765 (+79.43%) Land $165,000 Building $751,765	$916,765 (+79.43%) Land $165,000 Building $751,765
2024	$13,700.00 (+110.32%) Homeowner's exemption	$510,936 Land $148,000 Building $362,936	$510,936 Land $148,000 Building $362,936
2023	$6,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3521 Truro St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3521 Truro St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Nextlink.

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