3525 SW 19th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3525 SW 19th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1973
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jul 2022)
Tax Bill$1,810 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-30-37-35-0010-00050-0130

Property Details

APN / Parcel Number

Primary APN1-30-37-35-0010-00050-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Heated Area
Gross Area1,448 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions130 ft deep x 75 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3525 SW 19TH ST
CityOKEECHOBEE
StateFL
Zip34974-5423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 13 BLOCK 5
Legal Range35E
Legal Township37S
Legal Section30
Legal SubdivisionOAK PARK SUBDIVISION
Legal Block5
Legal Lot Number13
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2012
Census Tract910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3525 SW 19TH ST, OKEECHOBEE, FL 34974-5423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Oct 13, 2021Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleOct 13, 2021 · Amount on Record
Deed Document Number2022009972
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJul 21, 2022
Property Address3525 SW 19TH ST, OKEECHOBEE, FL 34974-5423
Document Number0000009972
Map ReferenceMB 3 PG 3
Instrument DateJul 20, 2022
Instrument2022009972
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyTRULY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 SW 5TH AVE, 201, OKEECHOBEE, FL 34974-4204

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3525 SW 19TH ST, OKEECHOBEE, FL 34974-5423

Mortgage

Document Number0000009973
DateJul 21, 2022
Instrument2022009973
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateOct 13, 2021
Property Address3525 SW 19TH ST, OKEECHOBEE, FL 34974-5423
Document Number2021013024
Map ReferenceMB 3 PG 3
Instrument DateOct 11, 2021
Instrument2021013024
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyCLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3525 SW 19TH ST, 3525, OKEECHOBEE, FL 34974-5423

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 SW 19TH ST, OKEECHOBEE, FL 34974-5423

Mortgage

Document Number2021013025
DateOct 13, 2021
Instrument2021013025
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,810.00 (-29.57%) Homeowner's exemption$172,648 (-3.45%) Land $28,000 Building $144,648$172,648 (-3.45%) Land $28,000 Building $144,648
2023$2,570.00 (+30.32%) Homeowner's exemption$178,814 (+25.05%) Land $20,000 Building $158,814$178,814 (+25.05%) Land $20,000 Building $158,814
2022$1,972.00 Homeowner's exemption$142,998 Land $13,000 Building $129,998$142,998 Land $13,000 Building $129,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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