3524 SW 19th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3524 SW 19th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	1 ba · 999 sqft · built 1981
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,800 (Jul 1996)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-30-37-35-0010-00080-0080`

Property Details

APN / Parcel Number

Primary APN	`1-30-37-35-0010-00080-0080`
Alternative APN	`R13037350010000800080`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	1,318 sqft
1st Floor Area	999 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3524 SW 19TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 8 BLOCK 8
Legal Range	35E
Legal Township	37S
Legal Section	30
Legal Subdivision	OAK PARK SUBDIVISION
Legal Block	8
Legal Lot Number	8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2013
Census Tract	910601

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3524 SW 19TH ST, OKEECHOBEE, FL 34974-5424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 1996 · Amount on Record
Deed Sale	Jul 24, 1996 · Amount on Record
Deed Book / Page	380 / 1230
Last Transfer Date	Mar 17, 2008
Transfer Doc	0006511789
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3524 SW 19TH ST, OKEECHOBEE, FL 34974-5424
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 SW 19TH ST, OKEECHOBEE, FL 34974-5424

Mortgage

Document Number	0000003182
Date	Mar 21, 2024
Instrument	2024003182

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	548 MARKET ST # 31036, SAN FRANCISCO, CA 94104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3524 SW 19TH ST, OKEECHOBEE, FL 34974-5424
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 SW 19TH ST, OKEECHOBEE, FL 34974-5424

Mortgage

Document Number	0000016160
Date	Dec 19, 2022
Instrument	2022016160

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3524 SW 19TH ST, OKEECHOBEE, FL 34974-5424
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 SW 19TH ST, OKEECHOBEE, FL 34974-5424

Mortgage

Document Number	2021008858
Date	Jul 15, 2021
Instrument	2021008858

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,081.00 (+8.43%) Homeowner's exemption	$54,398 (+5.99%)	$156,604 (-3.03%) Land $28,000 Building $128,604
2023	$997.00 (+13.17%) Homeowner's exemption	$51,325 (+3%)	$161,490 (+25.34%) Land $20,000 Building $141,490
2022	$881.00 Homeowner's exemption	$49,830	$128,838 Land $13,000 Building $115,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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