3525 Ridgeway Dr, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 3525 Ridgeway Dr, Eau Claire, WI 54701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,553 sqft · built 2005
Lot Size0.627 acres (27,295 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Aug 2018)
Tax Bill$7,447 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-6416-000

Property Details

APN / Parcel Number

Primary APN15-6416-000
Alternative APNs
  • 18221-2-270936-230-2015
  • 221156416000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,553 sqft Living Area
Basement Area1,430 sqft
Finished Basement640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModern
Exterior MaterialVinyl
Foundation TypeBlock
Lot Area27,295 sqft (0.627 acres)
Lot Dimensions220 ft deep x 111 ft wide
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3525 RIDGEWAY DR
CityEAU CLAIRE
StateWI
Zip54701-5344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1P
Legal DescriptionLOT 16 OTTER CREEK PRESERVE & PRT OF LOT 15 BEG AT NW COR ELY ALG N LINE 202.72 FT TO NE COR LOT 15 THC SW 74.94 FT THC N 77D
Legal Range09W
Legal Township27N
Legal Section36
Legal SubdivisionOTTER CREEK
Legal Lot Number16
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group5
Census Block5015
Census Tract302

Owner

3525 Ridgeway Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3525 RIDGEWAY DR, EAU CLAIRE, WI 54701-5344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK
Jan 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED BANK
Aug 2, 2018Warranty Deed, Transfer · Conventional with PMI
TIME FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2018 · Amount on File
Deed SaleAug 2, 2018 · Amount on File
Prior SaleNov 14, 2006 · Amount on File
Deed Document Number20181163935
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address3525 RIDGEWAY DR, EAU CLAIRE, WI 54701-5344
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001141136
DateJan 17, 2017
Instrument1141136
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJan 25, 2027
Interest
Rate TypeAdjustable Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address3525 RIDGEWAY DR, EAU CLAIRE, WI 54701-5344
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001156192
DateJan 16, 2018
Instrument1156192
Lender
NameUNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueSep 22, 2018
Interest
Rate TypeFixed Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateAug 2, 2018
Property Address3525 RIDGEWAY DR, EAU CLAIRE, WI 54701-5344
Document Number0001163935
Instrument DateAug 2, 2018
Instrument1163935
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3525 RIDGEWAY DR EAU CLAIRE WI 547015344, EAU CLAIRE, WI 54701-5344

Mortgage

Document Number1163936
DateAug 2, 2018
Instrument1163936
Lender
NameTIME FSB
TypeFederal Savings Bank
AddressMEDFORD, WI 54451
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.6%

Tax Assessment & Valuation

The 2025 property tax bill for 3525 Ridgeway Dr was $7,447 with a homeowner's exemption.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,447.00$376,500 Land $60,400 Building $316,100$492,500
2023$376,500 Land $60,400 Building $316,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3525 Ridgeway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3525 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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