3431 Ridgeway Dr, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 3431 Ridgeway Dr, Eau Claire, WI 54701

Property Summary

Property TypeSingle Family Home
Lot Size0.838 acres (36,520 sqft)
Owner2 Individual Names on Record
Tax Bill$3,515 (2025)
Deeds & MortgagesApr 2017 Mortgage
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN18024-2-270936-220-2013

Property Details

APN / Parcel Number

Primary APN18024-2-270936-220-2013
Alternative APNs
  • 024217402000
  • 024217402

Exterior

Lot Area36,520 sqft (0.838 acres)

Location & Zoning

Street Address3431 RIDGEWAY DR
CityEAU CLAIRE
StateWI
Zip54701-8142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 11 & S 1/2 LOT 12 POQUETTE'S ADD T OF WASHINGTON SEE TOD DESIGNATION DOC 1243847
Legal Range09W
Legal Township27N
Legal Section36
Legal SubdivisionPOQUETTE'S ADD
Legal Lot Number11
JurisdictionEAU CLAIRE WI
Township / Civil DivisionWASHINGTON
Census Block Group5
Census Block5010
Census Tract302

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3431 RIDGEWAY DR, EAU CLAIRE, WI 54701-8142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK
Aug 17, 2018Loan Modification, Mortgage · Conventional Mortgage
MERCHANTS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address3431 RIDGEWAY DR, EAU CLAIRE, WI 54701-8142
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001144450
DateApr 17, 2017
Instrument1144450
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueAug 23, 2018
Interest
Rate TypeAdjustable Rate

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionEAU CLAIRE WI
Property Address3431 RIDGEWAY DR, EAU CLAIRE, WI 54701-8142
Document Number0001164957
Instrument DateAug 17, 2018
Transaction TypeMortgage
Record UpdatedSep 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3431 RIDGEWAY DR EAU CLAIRE WI 547018142, EAU CLAIRE, WI 54701-8142

Mortgage

Document Number0001164957
DateAug 27, 2018
Instrument1164957
Lender
NameMERCHANTS BK
TypeBank
AddressEAU CLAIRE, WI 54701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2048

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
County SubdivisionWashington Town
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,515.00 (+10.74%)$328,200 (-) Land $51,800 Building $276,400$353,000 (+8.58%)
2023$3,174.00 (+11.56%)$328,200 (+58.24%) Land $51,800 Building $276,400$325,100 (+19.74%)
2022$2,845.00 Homeowner's exemption$207,400 Land $42,500 Building $164,900$271,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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