Franklin County property record for 3525 Horstman Rd, Berger, MO 63014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,214 sqft · built 1959 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-8-34.0-0-000-014.000 |
| Primary APN | 03-8-34.0-0-000-014.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Patio Area | 30 sqft |
| Street Address | 3525 HORSTMAN RD |
|---|---|
| City | BERGER |
| State | MO |
| Zip | 63014-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT NW SW |
| Legal Range | 04W |
| Legal Township | 45 |
| Legal Section | 34 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOEUF |
| Census Block Group | 5 |
| Census Block | 5022 |
| Census Tract | 800401 |
Source: Franklin County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3525 HORSTMAN RD, BERGER, MO 63014-1532 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 28, 2014 |
| Transfer Doc | 0000001185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 3525 HORSTMAN RD, BERGER, MO 63014-1532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002401985 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2401985 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 (+2.49%) | $20,072 (+3.87%) | $105,640 (+3.86%) Land $11,000 Building $94,640 |
| 2023 | $1,203.00 (+13.06%) | $19,325 | $101,710 Land $10,000 Building $91,710 |
| 2022 | $1,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Sparklight DSL | 10 / 1 |
May also be available: FireServe.
4G LTE (outdoors only), no 5G reported
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