Rowan County property record for 3525 E Ridge Rd, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,916 sqft · built 1910 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Mar 2021) |
| Tax Bill | $1,196 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 322 036 |
| Primary APN | 322 036 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,916 sqft Living Area |
| 1st Floor Area | 1,916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Greenhouse | Greenhouse |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3525 E RIDGE RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-1286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20:SINGLE |
| Legal Description | 2.00AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 51302 |
Source: Rowan County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3525 E RIDGE RD, SALISBURY, NC 28144-1286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM FIRST TITLE LLC |
| Sep 24, 2025 | Deed of Trust, Mortgage · VA Mortgage NATIONS MORTGAGE LLC |
| Mar 10, 2021 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2021 · Amount on Record |
| Deed Sale | Mar 10, 2021 · Amount on Record |
| Deed Book / Page | 1369 / 974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 4, 2026 |
| Property Address | 3525 E RIDGE RD, SALISBURY, NC 28144-1286 |
| Document Number | 1484000451 |
| Book / Page | 1484 / 451 |
| Instrument Date | May 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FREEDOM FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3525 E RIDGE RD, SALISBURY, NC 28144-1286 |
| Document Number | 1484000451, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 1484/451 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 3525 E RIDGE RD, SALISBURY, NC 28144-1286 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | UNKNOWN, LENDERS FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3525 E RIDGE RD, SALISBURY, NC 28144-1286 |
| Document Number | 0014690536 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 1469/536 |
| Name | NATIONS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 10, 2021 |
| Property Address | 3525 E RIDGE RD, SALISBURY, NC 28144-1286 |
| Document Number | 0013690974 |
| Book / Page | 1369 / 974 |
| Instrument Date | Feb 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 N LEE ST, 122, SALISBURY, NC 28144-5052 |
| Name | Verified Name |
|---|---|
| Address | 3525 E RIDGE RD, SALISBURY, NC 28144-1286 |
| Document Number | 1369975 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 1369/975 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Rowan County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,196.00 | $179,971 (-) Land $46,825 Building $133,146 | |
| 2023 | $1,196.00 | $179,971 Land $46,825 Building $133,146 | $179,971 Land $46,825 Building $133,146 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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