3465 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 3465 E Ridge Rd, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,335 sqft · built 1923
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$157,000 (Dec 2021)
Tax Bill$881 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN322 037

Property Details

APN / Parcel Number

Primary APN322 037
Alternative APN
  • 6337252

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,335 sqft Living Area
1st Floor Area1,335 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Lot Area47,916 sqft (1.1 acres)
Garage TypeDetached
PorchPorch
Porch Area252 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3465 E RIDGE RD
CitySALISBURY
StateNC
Zip28144-1285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20:SINGLE
Legal Description1.10AC
JurisdictionROWAN NC
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3002
Census Tract51302

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3465 E RIDGE RD, SALISBURY, NC 28144-1285
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleMar 31, 2015 · Amount on Record
Deed Book / Page1391 / 495
Prior Transfer DateJul 26, 2013
Prior Transfer Doc0012210669
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 21, 2021
Property Address3465 E RIDGE RD, SALISBURY, NC 28144-1285
Document Number0013910495
Book / Page1391 / 495
Instrument DateDec 16, 2021
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyFORTIFIED TITLE, FORTIFIED TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$314.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8309 GRANDEUR DR, 8309, SALISBURY, NC 28146-1635

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3465 E RIDGE RD, SALISBURY, NC 28144-1285

Mortgage

Document Number0001391496
DateDec 21, 2021
Instrument1391/496
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$881.00$132,499 (-) Land $37,950 Building $94,549$132,499 (-) Land $37,950 Building $94,549
2025$881.00$132,499 (-) Land $37,950 Building $94,549
2023$881.00$132,499 Land $37,950 Building $94,549$132,499 Land $37,950 Building $94,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

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