3521 Champlain Ln, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3521 Champlain Ln, Virginia Beach, VA 23452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1979
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2020 Mortgage
APN	`1486-65-7611`

Property Details

APN / Parcel Number

Primary APN	`1486-65-7611`
Alternative APN	`148-665-76110-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.115 acres)
Porch	Open Porch
Porch Area	36 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Old Parcel Number	1486-65-7611
Street Address	3521 CHAMPLAIN LN
City	VIRGINIA BEACH
State	VA
Zip	23452-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	PECAN GARDENS LOTS 8-9 BK 42
Legal Subdivision	PECAN GARDENS
Legal Block	42
Legal Lot Number	8-9
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	4
Census Block	4005
Census Tract	45414

Owner

Source: Virginia Beach City records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3521 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 17, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025
Deed Sale	Jan 17, 2025
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	20251920
Prior Transfer Date	Jan 11, 2025
Prior Transfer Doc	0000001920
Record Updated	Oct 29, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Oct 18, 2023
Property Address	3521 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4004
Document Number	0000009953
Map Reference	MB 7 PG 70
Instrument Date	Sep 29, 2023
Instrument	202303039953
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4004

Mortgage

Document Number	0000009954
Date	Oct 18, 2023
Instrument	202303039954

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3521 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4004
Document Number	0000067390
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 CHAMPLAIN LN VIRGINIA BEACH VA 234524004, VIRGINIA BEACH, VA 23452-4004

Mortgage

Document Number	0000067390
Date	Jan 21, 2020
Instrument	67390

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 20, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,585.00 (+8.98%)	$266,500 (+13.74%) Land $100,000 Building $166,500	$266,500 (+13.74%) Land $100,000 Building $166,500
2024	$2,372.00 (+2.29%)
2023	$2,319.00	$234,300 Land $80,000 Building $154,300	$234,300 Land $80,000 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	181 (1990–2024)
Claims Outside the SFHA	13 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 73 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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