3525 Cameo Dr, Unit 95, Oceanside, CA 92056 Property Records

San Diego County property record for 3525 Cameo Dr, Unit 95, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,008 sqft · built 1992
Lot Size	6 acres (261,479 sqft)
Owner	2 Individual Names on File
Last Sale	$361,500 (Jul 2017)
Tax Bill	$4,997 (2025)
Deeds & Mortgages	Dec 2025 Transfer May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-113-28-31`

Property Details

APN / Parcel Number

Primary APN	`165-113-28-31`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	261,479 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3525 CAMEO DR, 95
City	OCEANSIDE
State	CA
Zip	92056-6364
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 3 US 95PER DOC91-034549&UND INT IN TR 012527
Legal Subdivision	DEL ORO HILLS
Legal Tract	012527
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

3525 Cameo Dr, Unit 95 is owned and occupied by two individuals who bought it in July 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3525 CAMEO DR, 95, OCEANSIDE, CA 92056-6364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Transfer on Death Deed, Transfer
May 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Prior Sale	Mar 6, 2002 · Amount on File
Deed Document Number	2017342773
Prior Transfer Date	Jun 8, 1996
Prior Transfer Doc	0000298262
Record Updated	Oct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2025
Property Address	3525 CAMEO DR UNIT 95, 95, OCEANSIDE, CA 92056-6364
Document Number	0000362044
Map Reference	MAP 12527
Instrument Date	Nov 24, 2025
Instrument	2025-0362044
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3525 CAMEO DR UNIT 95, 95, OCEANSIDE, CA 92056-6364

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2020
Property Address	3525 CAMEO DR UNIT 95, 95, OCEANSIDE, CA 92056-6364
Document Number	0000263611
Instrument Date	May 9, 2020
Instrument	263611
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6877 MIMOSA DR CARLSBAD CA 920114056, CARLSBAD, CA 92011-4056

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2017
Property Address	3525 CAMEO DR UNIT 95, 95, OCEANSIDE, CA 92056-6364
Document Number	0000342773
Map Reference	MAP12527
Instrument Date	Jul 15, 2017
Instrument	2017-0342773
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6877 MIMOSA DR, CARLSBAD, CA 92011-4056

Mortgage

Document Number	0000342774
Date	Jul 28, 2017
Instrument	2017-0342774

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3525 Cameo Dr, Unit 95 was $4,997 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,544 (+2%) Land $278,537 Building $141,007
2025	$4,997.00	$411,319 Land $273,076 Building $138,243
2023	$4,769.00 (+1.4%)	$395,349 Land $262,473 Building $132,876
2022	$4,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3525 Cameo Dr, Unit 95 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3525 Cameo Dr, Unit 95 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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