3525 CAMEO DR UNIT 90, 90, OCEANSIDE, CA 92056-6364
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3525 CAMEO DR 90, 90, OCEANSIDE, CA 92056-6364
Mortgage
Document Number
0000039763
Date
Feb 4, 2019
Instrument
2019-0039763
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 1, 2049
October 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3525 CAMEO DR UNIT 90, 90, OCEANSIDE, CA 92056-6364
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000488791
Date
Oct 28, 2019
Instrument
2019-0488791
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
301 Months
Due
Nov 1, 2044
November 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3525 CAMEO DR UNIT 90, 90, OCEANSIDE, CA 92056-6364
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIRST AMERICAN TTL SAN DIEGO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3525 CAMEO DR 90, 90, OCEANSIDE, CA 92056-6364
Mortgage
Document Number
0000760373
Date
Nov 30, 2020
Instrument
2020-0760373
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
253 Months
Due
Dec 1, 2041
April 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Apr 25, 2018
Property Address
3525 CAMEO DR UNIT 90, 90, OCEANSIDE, CA 92056-6364
Document Number
0000164146
Map Reference
MAP 12527
Instrument Date
Mar 16, 2018
Instrument
2018-0164146
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
CHICAGO TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3525 CAMEO DR UNIT 90, 90, OCEANSIDE, CA 92056-6364
Mortgage
Document Number
0000164147
Date
Apr 25, 2018
Instrument
2018-0164147
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 3525 Cameo Dr, Unit 90 was $5,461.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
Oceanside City
Unified School District
Oceanside Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$461,904 (+2%)Land $332,194Building $129,710
2025
$5,461.00
$452,848Land $325,681Building $127,167
2023
$5,210.00 (+1.42%)
$435,266Land $313,036Building $122,230
2022
$5,137.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3525 Cameo Dr, Unit 90 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2025)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Feb 2025 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3525 Cameo Dr, Unit 90 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source
Groundwater
Last State Inspection
Apr 2021
Also Mapped Here
SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead
Below detection (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable
2,000 / 100
Starlink Satellite
280 / 30
T-Mobile Fixed Wireless
100 / 20
AT&T DSL
100 / 20
May also be available: FiberFirst, GeoLinks, Verizon.