3525 Breaknock Rd, Bumpass, VA 23024 Property Records

Spotsylvania County property record for 3525 Breaknock Rd, Bumpass, VA 23024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,136 sqft · built 2017
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on File
Last Sale$516,000 (Apr 2024)
Tax Bill$3,383 (2026)
Deeds & MortgagesMar 2022 Refinance
Mar 2022 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APN79A-3-20

Property Details

APN / Parcel Number

Primary APN79A-3-20
Alternative APN
  • 079A 3-20

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,136 sqft Finished Area
Basement Area1,068 sqft
Unfinished Basement1,068 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area44,431 sqft (1.02 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area125 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3525 BREAKNOCK RD
CityBUMPASS
StateVA
Zip23024-9633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR - RESID
Legal DescriptionEDNA JOHNSON MOODY SUB LOT 20 SEC 2
Legal SubdivisionEDNA JOHNSON MOODY SUBDIVISION
Legal Lot Number20
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBERKELEY
Census Block Group3
Census Block3019
Census Tract20404

Owner

3525 Breaknock Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3525 BREAKNOCK RD, BUMPASS, VA 23024-9633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ACCELERATE MORTGAGE LLC
Mar 23, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ACCELERATE MORTGAGE LLC
Apr 10, 2024Warranty Deed, Transfer · Conventional Mortgage
IXONIA BANK
Apr 10, 2024Correction Deed
Feb 22, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
SECURITY AMERICA MTG
Mar 30, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2024 · Amount on File
Deed SaleApr 10, 2024 · Amount on File
Prior SaleFeb 22, 2018 · Amount on File
Deed Document Number20244470
Prior Transfer DateMar 30, 2017
Prior Transfer Doc0000005519
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address3525 BREAKNOCK RD, BUMPASS, VA 23024-9633
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220005911
DateMar 21, 2022
Instrument220005911
Lender
NameACCELERATE MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term352 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address3525 BREAKNOCK RD, BUMPASS, VA 23024-9633
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220006149
DateMar 23, 2022
Instrument220006149
Lender
NameACCELERATE MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate
Rate3.38%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateApr 10, 2024
Property Address3525 BREAKNOCK RD, BUMPASS, VA 23024-9633
Document Number0240004470
Instrument DateApr 5, 2024
Instrument240004470
Transaction TypeTransfer
Record UpdatedApr 24, 2024
Title CompanyDOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 BREAKNOCK RD, BUMPASS, VA 23024-9633

Mortgage

Document Number0240004471
DateApr 10, 2024
Instrument240004471
Lender
NameIXONIA BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueApr 1, 2064
Interest
Rate TypeFixed Rate
Rate10.2%

April 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionSPOTSYLVANIA VA
Recording DateApr 10, 2024
Property Address3525 BREAKNOCK RD, BUMPASS, VA 23024-9633
Document Number0240004469
Instrument DateMar 15, 2024
Instrument240004469
Record UpdatedApr 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 BREAKNOCK RD, BUMPASS, VA 23024-9633

February 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateFeb 22, 2018
Property Address3525 BREAKNOCK RD, BUMPASS, VA 23024-9633
Document Number201800002852
Instrument DateFeb 21, 2018
Instrument2852
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 BREAKNOCK RD BUMPASS VA 230249633, BUMPASS, VA 23024-9633

Mortgage

Document Number201800002853
DateFeb 22, 2018
Instrument2853
Lender
NameSECURITY AMERICA MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOTSYLVANIA VA
Recording DateMar 30, 2017
Property Address3525 BREAKNOCK RD, BUMPASS, VA 23024-9633
Document Number201700005519
Instrument DateMar 30, 2017
Instrument5519
Transaction TypeTransfer
Record UpdatedApr 7, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 8556 FREDERICKSBURG VA 224048556, FREDERICKSBURG, VA 22404-8556

Tax Assessment & Valuation

The 2026 property tax bill for 3525 Breaknock Rd was $3,383.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,383.00$458,900 Land $52,000 Building $406,900
2025$458,900 Land $52,000 Building $406,900
2023$2,842.00$368,300 Land $30,000 Building $338,300$368,300 Land $30,000 Building $338,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3525 Breaknock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2018–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3525 Breaknock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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