Spotsylvania County property record for 3690 Breaknock Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,565 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $19,500 (Mar 2014) |
| Tax Bill | $2,984 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 79A-2-5 |
| Primary APN | 79A-2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,565 sqft Finished Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3690 BREAKNOCK RD |
|---|---|
| City | BUMPASS |
| State | VA |
| Zip | 23024-8899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR - RESID |
| Legal Description | EDNA JOHNSON MOODY SUB LOT 5 SEC 1 |
| Legal Subdivision | EDNA JOHNSON MOODY SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 20404 |
3690 Breaknock Rd is owned and occupied by an individual who bought it in March 2014.
Source: Spotsylvania County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3690 BREAKNOCK RD, BUMPASS, VA 23024-8899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC |
| Apr 16, 2021 | Deed of Trust, Mortgage · ARM MCLEAN MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2014 · Amount on File |
| Deed Sale | Mar 13, 2014 · Amount on File |
| Prior Sale | Jul 11, 2005 · Amount on File |
| Deed Document Number | 20143730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3690 BREAKNOCK RD, BUMPASS, VA 23024-8899 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000627 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 230000627 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 9, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3690 BREAKNOCK RD, BUMPASS, VA 23024-8899 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | LOUISA TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0210011566 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 210011566 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2021 |
| Margin | 1 |
The 2026 property tax bill for 3690 Breaknock Rd was $2,984.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,984.00 | $404,800 Land $52,000 Building $352,800 | |
| 2025 | $404,800 Land $52,000 Building $352,800 | ||
| 2023 | $2,448.00 | $317,300 Land $30,000 Building $287,300 | $317,300 Land $30,000 Building $287,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3690 Breaknock Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3690 Breaknock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures