3525 Amber Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3525 Amber Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,762 sqft · built 1988
Lot Size	0.99 acres (4,307 sqft)
Owner	2 Company Names on File
Last Sale	$710,000 (Jun 2025)
Tax Bill	$7,952 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-272-20-00`

Property Details

APN / Parcel Number

Primary APN	`168-272-20-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,762 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	4,307 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3525 AMBER LN
City	OCEANSIDE
State	CA
Zip	92056-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 90 TR 011029
Legal Subdivision	EMERALD LAKE HOMES
Legal Tract	011029
Legal Block	3
Legal Lot Number	90
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3013
Census Tract	19809

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3525 AMBER LN, OCEANSIDE, CA 92056-4846
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 4, 2023	Grant Deed, Transfer · Commercial Mortgage QUANTA FINANCE LLC
Oct 3, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Jun 28, 2023 · Amount on Record
Deed Document Number	2025170460
Prior Transfer Date	Jun 5, 2009
Prior Transfer Doc	0000345694
Record Updated	Sep 20, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2023
Property Address	3525 AMBER LN, OCEANSIDE, CA 92056-4846
Document Number	0000169461
Map Reference	MAP 11029
Instrument Date	May 30, 2023
Instrument	2023-0169461
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3525 AMBER LN, OCEANSIDE, CA 92056-4846

Mortgage

Document Number	0000169462
Date	Jun 28, 2023
Instrument	2023-0169462

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2023
Property Address	3525 AMBER LN, OCEANSIDE, CA 92056-4846
Document Number	0000086807
Map Reference	MAP 11029
Instrument Date	Mar 24, 2023
Instrument	2023-0086807
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8005 MOROCCO DR, LA MESA, CA 91942-2164
Investor	Possibly a Property Investor

Mortgage

Document Number	0000086808
Date	Apr 4, 2023
Instrument	2023-0086808

Lender

Name	QUANTA FINANCE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3525 AMBER LN, OCEANSIDE, CA 92056-4846
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 AMBER LN, OCEANSIDE, CA 92056-4846

Mortgage

Document Number	0000386724
Date	Oct 3, 2022
Instrument	2022-0386724

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	818 Months
Due	Nov 30, 2090

Interest

Rate Type	Adjustable Rate
Rate	6.29%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$724,200 (+2.36%) Land $540,600 Building $183,600
2025	$7,952.00 (+6.07%)	$707,472 (+209.92%) Land $416,160 Building $291,312
2024	$7,497.00 (+208.65%)
2023	$2,429.00 (+0.33%) Homeowner's exemption	$228,276 (+2%) Land $73,573 Building $154,703
2022	$2,421.00 Homeowner's exemption	$223,801 Land $72,131 Building $151,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

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