3514 Amber Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3514 Amber Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,311 sqft · built 1987
Lot Size	0.95 acres (4,118 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Dec 2019)
Tax Bill	$5,334 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Dec 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168-272-26-00`

Property Details

APN / Parcel Number

Primary APN	`168-272-26-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,311 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,118 sqft (0.95 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3514 AMBER LN
City	OCEANSIDE
State	CA
Zip	92056-4847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 145 TR 011029
Legal Subdivision	EMERALD LAKE HOMES
Legal Tract	011029
Legal Block	3
Legal Lot Number	145
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	19809

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3514 AMBER LN, OCEANSIDE, CA 92056-4847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 24, 2019	Grant Deed, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2019 · Amount on Record
Deed Sale	Dec 24, 2019 · Amount on Record
Prior Sale	Aug 30, 1988 · Amount on Record
Deed Document Number	2019602158
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3514 AMBER LN, OCEANSIDE, CA 92056-4847
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 AMBER LN, OCEANSIDE, CA 92056-4847

Mortgage

Document Number	0000676820
Date	Sep 27, 2021
Instrument	2021-0676820

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	922 Months
Due	Jun 30, 2098

Interest

Rate Type	Adjustable Rate
Rate	1.95%
Type Change Date	Nov 1, 2021
Change Frequency	Monthly
Index	1-Month LIBOR

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2019
Property Address	3514 AMBER LN, OCEANSIDE, CA 92056-4847
Document Number	0000602158
Map Reference	MAP 11029
Instrument Date	Dec 4, 2019
Instrument	2019-0602158
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 AMBER LN, OCEANSIDE, CA 92056-4847

Mortgage

Document Number	0000602159
Date	Dec 24, 2019
Instrument	2019-0602159

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Mortgage

Document Number	0000602160
Date	Dec 24, 2019
Instrument	2019-0602160

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	77113

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	943 Months
Due	Jun 30, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,245 (+2%) Land $334,654 Building $150,591
2025	$5,334.00 (+6.06%) Homeowner's exemption	$475,732 (+4.04%) Land $328,093 Building $147,639
2024	$5,029.00 (+2.51%)
2023	$4,906.00 (+0.29%) Homeowner's exemption	$457,260 Land $315,353 Building $141,907
2022	$4,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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