Guadalupe County property record for 3524 Willows Ranch, Schertz, TX 78154 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,742 sqft Living Area |
| Lot Size | 8,982 sqft (0.206 acres) |
| Garage | Attached, 592 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $299,900 (2019) |
Source: Guadalupe County records · APN 1G1544101801600000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3524 WILLOWS RNCH, SCHERTZ, TX 78154-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 12, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Jul 01, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage ACADEMY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2019 · Amount on Record |
| Deed Sale | Jul 01, 2019 · Amount on Record |
| Prior Sale | Nov 30, 2015 · Amount on Record |
| Deed Doc Number | 201999014531 |
| Prior Transfer Date | Jun 20, 2019 |
| Prior Transfer Doc | 0099014531 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 3524 WILLOWS RNCH, SCHERTZ, TX 78154-4402 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0099042254 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 202199042254 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 3524 WILLOWS RNCH, SCHERTZ, TX 78154-4402 |
| Document Number | 0000015471 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3524 WILLOWS RNCH SCHERTZ TX 781544402, SCHERTZ, TX 78154-4402 |
| Document Number | 0000015471 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 15471 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 01, 2019 |
| Property Address | 3524 WILLOWS RNCH, SCHERTZ, TX 78154-4402 |
| Document Number | 0000014531 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 14531 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | TRINITY TITLE/TX LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 933 OHANA NUI CIR HONOLULU HI 968184447, HONOLULU, HI 96818-4447 |
| Document Number | 14532 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 14532 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2049 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,064 (-3.85%) Land $40,635 Building $340,429 | $381,064 (-3.85%) Land $40,635 Building $340,429 | |
| 2025 | $396,334 (+6.54%) Land $42,019 Building $354,315 | $396,334 (+6.54%) Land $42,019 Building $354,315 | |
| 2023 | $5,861.00 (-10.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $372,000 Land $59,147 Building $312,853 | $372,000 Land $59,147 Building $312,853 |
| 2022 | $6,531.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 35% of the US · above 11% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1G1544101801600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,742 sqft Living Area |
| Gross Area | 3,434 sqft Gross Area |
| 1st Floor | 2,041 sqft 1st Floor |
| 2nd Floor | 701 sqft 2nd Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,982 sqft (0.206 acres) |
| Depth X Width | 127 ft x 71 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 592 sqft Garage |
| Porch | Covered Porch |
| Porch Area | 130 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3524 WILLOWS RNCH |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-4402 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON RANCH ESTATES #1 BLOCK 18 LOT 16 0.2062 AC |
| Legal Subdivision | KENSINGTON RANCH ESTATES #1 |
| Legal Tract | 16 |
| Legal Block | 18 |
| Legal Lot Number | 16 |
| Jurisdiction | GUADALUPE TX |
| Minor Civil Division | SCHERTZ-CIBOLO |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 210707 |
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