3517 Willows Ranch, Schertz, TX 78154 Property Records

Guadalupe County property record for 3517 Willows Ranch, Schertz, TX 78154 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,972 sqft Living Area
Lot Size	11,923 sqft (0.274 acres)
Occupancy	Owner Occupied
Last Sale	$326,100 (2016)
Tax Bill	$2,714.00 (2025)

Owner

Source: Guadalupe County records · APN 1G1544101900600000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3517 WILLOWS RNCH, SCHERTZ, TX 78154-4402
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2016 · Amount on Record
Deed Sale	Oct 03, 2016 · Amount on Record
Deed Doc Number	201621819
Prior Transfer Date	Sep 29, 2016
Prior Transfer Doc	0000021819
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3517 WILLOWS RNCH, SCHERTZ, TX 78154-4402
Document Number	0000026432
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 09, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 WILLOWS RNCH SCHERTZ TX 781544402, SCHERTZ, TX 78154-4402

Mortgage

Document Number	0000026432
Date	Sep 23, 2020
Instrument	26432

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,092 (+1.5%) Land $47,589 Building $384,503	$432,092 (+1.5%) Land $47,589 Building $384,503
2025	$2,714.00 (-26.31%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$425,700 (-3.16%) Land $51,497 Building $374,203	$425,700 (-3.16%) Land $51,497 Building $374,203
2024	$3,683.00 (-0.16%)
2023	$3,689.00 (-30.11%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$439,612 Land $70,053 Building $369,559	$439,612 Land $70,053 Building $369,559
2022	$5,278.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 11% of Texas
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1G1544101900600000`
Alternative APNs	`000000157385` `000000201594` `157385`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,972 sqft Living Area
Gross Area	3,636 sqft Gross Area
1st Floor	1,826 sqft 1st Floor
2nd Floor	1,146 sqft 2nd Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,923 sqft (0.274 acres)
Depth X Width	123 ft x 97 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Area	1 sqft Pool
Patio Area	100 sqft Patio
Porch	Covered Porch
Porch Area	102 sqft Porch
Storage Building	80 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	3517 WILLOWS RNCH
City	SCHERTZ
State	TX
Zip	78154-4402
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KENSINGTON RANCH ESTATES #1 BLOCK 19 LOT 6 0.2737 AC
Legal Subdivision	KENSINGTON RANCH ESTATES #1
Legal Tract	6
Legal Block	19
Legal Lot Number	6
Jurisdiction	GUADALUPE TX
Minor Civil Division	SCHERTZ-CIBOLO
Census Blockgroup	1
Census Block	1009
Census Tract	210707