3524 Spring Creek Rd, Dundee, FL 33838 Property Records

Polk County property record for 3524 Spring Creek Rd, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2015
Lot Size0.223 acres (9,727 sqft)
OwnerIndividual Name on Record
Last Sale$153,100 (Jan 2016)
Tax Bill$2,249 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN27-28-26-835302-000920

Property Details

APN / Parcel Number

Primary APN27-28-26-835302-000920
Alternative APNs
  • 262827835302000920
  • 62827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area2,300 sqft
1st Floor Area1,600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area9,727 sqft (0.223 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area391 sqft

Location & Zoning

Street Address3524 SPRING CREEK RD
CityDUNDEE
StateFL
Zip33838-4408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 92
Legal Range27E
Legal Township28S
Legal Section26
Legal SubdivisionMABEL LOOP RIDGE SUBDIVISION PHASE 1 A R
Legal Phase1
Legal Tract835302
Legal Block1
Legal Lot Number92
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1059
Census Tract14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3524 SPRING CREEK RD, DUNDEE, FL 33838-4408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2016 · Amount on Record
Deed SaleJan 14, 2016 · Amount on Record
Deed Document Number20167361
Deed Book / Page9722 / 5
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3524 SPRING CREEK RD, DUNDEE, FL 33838-4408
Transaction TypeMortgage
Record UpdatedSep 9, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 SPRING CREEK RD, DUNDEE, FL 33838-4408

Mortgage

Document Number0000224345
DateAug 26, 2021
Book Page11866/1602
Instrument2021224345
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,549 (+2.7%)$226,820 (-8.28%) Land $35,000 Building $191,820
2025$2,249.00 (+0.49%) Homeowner's exemption$156,328 (+5.99%)$247,288 (-0.79%) Land $35,000 Building $212,288
2023$2,238.00 (+3.28%) Homeowner's exemption$147,497 (+3%)$249,258 (+12.45%) Land $34,000 Building $215,258
2022$2,167.00 Homeowner's exemption$143,201$221,653 Land $28,000 Building $193,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2002–2004)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people · EPA ID FL6530485
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Creek Rd

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