3517 Spring Creek Rd, Dundee, FL 33838 Property Records

Polk County property record for 3517 Spring Creek Rd, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 2014
Lot Size	0.216 acres (9,422 sqft)
Owner	Company Name on Record
Last Sale	$2,212 (Jun 2022)
Tax Bill	$5,242 (2025)
Deeds & Mortgages	Jun 2022 Sale Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-26-835302-000890`

Property Details

APN / Parcel Number

Primary APN	`27-28-26-835302-000890`
Alternative APNs	`262827835302000890` `62827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	2,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,422 sqft (0.216 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	166 sqft

Location & Zoning

Street Address	3517 SPRING CREEK RD
City	DUNDEE
State	FL
Zip	33838-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 89
Legal Range	27E
Legal Township	28S
Legal Section	26
Legal Subdivision	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R
Legal Phase	1
Legal Tract	835302
Legal Block	1
Legal Lot Number	89
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1060
Census Tract	14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NFM INC
Mar 11, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	2022168371
Deed Book / Page	12304 / 1585
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 20, 2022
Property Address	3517 SPRING CREEK RD, DUNDEE, FL 33838-4409
Document Number	0000168371
Book / Page	12304 / 1585
Map Reference	MB 151 PG 15-19
Instrument Date	Jun 13, 2022
Instrument	2022168371
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1571 SWAN LAKE CIR, 1571, DUNDEE, FL 33838-4379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3517 SPRING CREEK RD, DUNDEE, FL 33838-4409
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294089
Date	Nov 10, 2021
Book Page	11977/195
Instrument	2021294089

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 12, 2021
Property Address	3517 SPRING CREEK RD, DUNDEE, FL 33838-4409
Document Number	0000123599
Book / Page	11712 / 994
Map Reference	MB 151 PG 15-19
Instrument Date	May 3, 2021
Instrument	2021123599
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,698.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 SPRING CREEK RD, DUNDEE, FL 33838-4409

Mortgage

Document Number	0011712995
Date	May 12, 2021
Instrument	11712/995

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 11, 2021
Property Address	3517 SPRING CREEK RD, DUNDEE, FL 33838-4409
Document Number	0000062972
Book / Page	11618 / 1849
Map Reference	MB 151 PG 15-19
Instrument Date	Mar 8, 2021
Instrument	2021062972
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3517 SPRING CREEK RD, 3517, DUNDEE, FL 33838-4409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3517 SPRING CREEK RD, DUNDEE, FL 33838-4409
Document Number	0109981363
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3517 SPRING CREEK RD DUNDEE FL 338384409, DUNDEE, FL 33838-4409

Mortgage

Document Number	0109981363
Date	Oct 7, 2019
Book Page	010998/001363
Instrument	212472

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,748 (-8.5%) Land $35,000 Building $204,748	$239,748 (-8.5%) Land $35,000 Building $204,748
2025	$5,242.00 (-4.5%)	$262,018 (-1.17%) Land $35,000 Building $227,018	$262,018 (-1.17%) Land $35,000 Building $227,018
2023	$5,489.00 (+41.03%)	$265,110 (+16.27%) Land $34,000 Building $231,110	$265,110 (+9.97%) Land $34,000 Building $231,110
2022	$3,892.00	$228,016	$241,083 Land $28,000 Building $213,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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