3524 Spearing Ave, San Pedro, CA 90732 Property Records

Los Angeles County property record for 3524 Spearing Ave, San Pedro, CA 90732

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,966 sqft · built 1957
Lot Size	0.184 acres (7,995 sqft)
Owner	2 Company Names on Record
Last Sale	$1,017,000 (Jul 2017)
Tax Bill	$14,356 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7563-026-005`

Property Details

APN / Parcel Number

Primary APN	`7563-026-005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,966 sqft Living Area
Basement Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1962
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Flat
Roof Material	Gravel
Lot Area	7,995 sqft (0.184 acres)
Lot Dimensions	113 ft deep x 71 ft wide

Utilities, Heating & Cooling

Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3524 SPEARING AVE
City	SAN PEDRO
State	CA
Zip	90732-4728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAR1
Legal Description	TRACT # 19457 LOT 167
Legal Subdivision	19457
Legal Tract	19457
Legal Block	2
Legal Lot Number	167
Jurisdiction	LOS ANGELES CA
Township / Civil Division	LOS ANGELES
Census Block Group	2
Census Block	2004
Census Tract	297400

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3524 SPEARING AVE, SAN PEDRO, CA 90732-4728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2017	Affidavit of Death, Transfer WFG TITLE
Jul 18, 2017	Grant Deed, Transfer · Conventional Mortgage ORANGE CNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2017802944
Last Transfer Date	Aug 27, 2019
Transfer Doc	0000904373
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	May 20, 2026
Property Address	3524 SPEARING AVE, SAN PEDRO, CA 90732-4728
Document Number	0000370786
Instrument Date	May 14, 2026
Instrument	2026370786
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3524 SPEARING AVE, SAN PEDRO, CA 90732-4728

Mortgage

Document Number	0000370786,
Date	May 20, 2026
Instrument	2026370786

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	3524 SPEARING AVE, SAN PEDRO, CA 90732-4728
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 SPEARING AVE, SAN PEDRO, CA 90732-4728

Mortgage

Document Number	0001181184
Date	Aug 2, 2021
Instrument	21-1181184

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 5, 2019
Property Address	3524 SPEARING AVE, SAN PEDRO, CA 90732-4728
Document Number	0000904373
Instrument Date	Aug 27, 2019
Instrument	904373
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3524 SPEARING AVE SAN PEDRO CA 907324728, SAN PEDRO, CA 90732-4728

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 18, 2017
Property Address	3524 SPEARING AVE, SAN PEDRO, CA 90732-4728
Document Number	0000802943
Instrument Date	Jul 13, 2017
Instrument	802943
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 VIA ANDREA NEWBURY PARK CA 913206748, NEWBURY PARK, CA 91320-6748

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 18, 2017
Property Address	3524 SPEARING AVE, SAN PEDRO, CA 90732-4728
Document Number	0000802944
Instrument Date	Jun 23, 2017
Instrument	802944
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3524 SPEARING AVE SAN PEDRO CA 907324728, SAN PEDRO, CA 90732-4728

Mortgage

Document Number	802945
Date	Jul 18, 2017
Instrument	802945

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Los Angeles City
Unified School District	Los Angeles Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,180,308 (+2%) Land $920,225 Building $260,083
2025	$14,356.00 (+3.27%) Homeowner's exemption	$1,157,166 (+4.04%) Land $902,182 Building $254,984
2023	$13,902.00 (+4.83%) Homeowner's exemption	$1,112,234 Land $867,150 Building $245,084
2022	$13,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES-CITY, DEPT. OF WATER & POWER serves 3,875,566 people · EPA ID CA1910067
Water Source	Surface water
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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