3524 Mott Ln, Williamsburg, VA 23185 Property Records

James City County property record for 3524 Mott Ln, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,527 sqft · built 1994
Lot Size	0.884 acres (38,507 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-3 04-0-0039`

Property Details

APN / Parcel Number

Primary APN	`46-3 04-0-0039`
Alternative APN	`17451`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,527 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	38,507 sqft (0.884 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	610 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17451
Street Address	3524 MOTT LN
City	WILLIAMSBURG
State	VA
Zip	23185-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8 RURAL R
Legal Description	L-39 S-2 DRUMMOND'S FIELD
Legal Subdivision	DRUMMONDS FIELD
Legal Lot Number	39
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1005
Census Tract	80304

Owner

3524 Mott Ln is owner-occupied and held in a trust since November 2025.

Source: James City County records, as of January 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3524 MOTT LN, WILLIAMSBURG, VA 23185-1467
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Intrafamily Transfer, Transfer
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BBMC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 18, 2025
Transfer Doc	0202517086
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Dec 12, 2025
Property Address	3524 MOTT LN, WILLIAMSBURG, VA 23185-1467
Document Number	0202517086
Map Reference	MB 41 PG 71&72
Instrument Date	Nov 18, 2025
Instrument	202517086
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 MOTT LN, WILLIAMSBURG, VA 23185-1467

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3524 MOTT LN, WILLIAMSBURG, VA 23185-1467
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210012087
Date	Jun 15, 2021
Instrument	210012087

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3524 MOTT LN, WILLIAMSBURG, VA 23185-1467
Document Number	0000020847
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000020847
Date	Nov 1, 2017
Instrument	20847

Lender

Name	BBMC MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3524 Mott Ln was $3,707, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,707.00 (+6.4%)	$446,700 Land $93,500 Building $353,200	$446,700 Land $93,500 Building $353,200
2024	$3,484.00 (+3.66%)
2023	$3,361.00	$405,000 Land $93,500 Building $311,500	$405,000 Land $93,500 Building $311,500
2022	$3,361.00
2019	$3,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3524 Mott Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2003–2006)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 2006 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3524 Mott Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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