James City County property record for 3520 Mott Ln, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,847 sqft · built 1989 |
| Lot Size | 0.917 acres (39,988 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $426,500 (Oct 2013) |
| Tax Bill | $4,433 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-3 04-0-0037 |
| Primary APN | 46-3 04-0-0037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,847 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Fiberglass |
| Lot Area | 39,988 sqft (0.917 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 649 sqft |
| Patio Area | 649 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16857 |
|---|---|
| Street Address | 3520 MOTT LN |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-1467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 RURAL RESIDENTIAL |
| Legal Description | L-37 S-2 DRUMMOND'S FIELD |
| Legal Subdivision | DRUMMONDS FIELD |
| Legal Lot Number | 37 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 80304 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3520 MOTT LN, WILLIAMSBURG, VA 23185-1467 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2013 · Amount on Record |
| Deed Sale | Oct 18, 2013 · Amount on Record |
| Prior Sale | Jun 4, 2008 · Amount on Record |
| Deed Document Number | 130023714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3520 MOTT LN, WILLIAMSBURG, VA 23185-1467 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210003234 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 210003234 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,433.00 (+6.43%) | $534,100 (+11.32%) Land $93,500 Building $440,600 | $534,100 (+11.32%) Land $93,500 Building $440,600 |
| 2024 | $4,165.00 (+4.6%) | ||
| 2023 | $3,982.00 | $479,800 Land $93,500 Building $386,300 | $479,800 Land $93,500 Building $386,300 |
| 2022 | $3,982.00 (+9.19%) | ||
| 2019 | $3,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 16 (2003–2006) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Oct 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Glo Fiber.
5G and 4G LTE (outdoors only)
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