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3520 Joaquin Ponce Dr, Laredo, TX 78046 Property Records

Webb County property record for 3520 Joaquin Ponce Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,482 sqft · built 2022
Lot Size0.092 acres (4,026 sqft)
Owner2 Individual Names on Record
Last Sale$7,900 (Jun 2022)
Tax Bill$1,064 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN950-36007-140

Property Details

APN / Parcel Number

Primary APN950-36007-140
Alternative APN
  • 790666

Interior

Stories1 Story
Building Area1,482 sqft Living Area
1st Floor Area1,482 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,026 sqft (0.092 acres)
PorchOpen Porch
Porch Area68 sqft

Location & Zoning

Street Address3520 JOAQUIN PONCE DR, DR
CityLAREDO
StateTX
Zip78046-5814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR SUBD. UNIT XVIII BLK 7 LOT 14
Legal SubdivisionLOMAS DEL
Legal Block7
Legal Lot Number14
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1007
Census Tract1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3520 JOAQUIN PONCE DR, LAREDO, TX 78046-5814
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Deed Document Number20221472037
Deed Book / Page5300 / 610
Record UpdatedOct 29, 2026

June 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJun 29, 2022
Property Address3520 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5814
Document Number005300/610
Book / Page5300 / 610
Map ReferenceVOL 39 PG 11-12
Instrument DateJun 27, 2022
Instrument1472037
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 8, 2023
Title CompanyLAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 JOAQUIN PONCE DR, LAREDO, TX 78046-5814

Mortgage

DateJun 29, 2022
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Mortgage

Document Number005300/613
DateJun 29, 2022
Book Page5300/613
Instrument1472038
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
AddressFLOWER MOUND, TX 75028
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,000 (-1.07%) Land $44,769 Building $163,231$208,000 (-1.07%) Land $44,769 Building $163,231
2025$1,064.00 (-22.56%)$210,257 (+7.72%) Land $44,769 Building $165,488$210,257 (+7.72%) Land $44,769 Building $165,488
2024$1,374.00 (+758.75%)
2023$195,192 Land $26,129 Building $169,063$195,192 Land $26,129 Building $169,063
2022$160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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