3524 E Karen Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3524 E Karen Dr, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 1979
Lot Size	0.284 acres (12,367 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2010)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`214-63-317`

Property Details

APN / Parcel Number

Primary APN	`214-63-317`
Alternative APN	`214633174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,367 sqft (0.284 acres)
Parking Spaces	2 Parking Spaces
Pool Area	380 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3524 E KAREN DR
City	PHOENIX
State	AZ
Zip	85032-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARADISE VALLEY OASIS 11 MCR 189-09
Legal Range	3E
Legal Township	3N
Legal Section	12
Legal Subdivision	PARADISE VALLEY OASIS 11
Legal Lot Number	55
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1003
Census Tract	103302

Owner

Source: Maricopa County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3524 E KAREN DR, PHOENIX, AZ 85032-4534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
May 31, 2023	Beneficiary Deed, Transfer
Mar 9, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2010 · Amount on Record
Deed Sale	Jul 15, 2010 · Amount on Record
Prior Sale	Jan 10, 2005 · Amount on Record
Deed Document Number	2010604554
Last Transfer Date	Apr 26, 2023
Transfer Doc	0000282588
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 17, 2026
Property Address	3524 E KAREN DR, PHOENIX, AZ 85032-4534
Document Number	0000485726
Instrument Date	Aug 17, 2026
Instrument	2026485726
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 E KAREN DR, PHOENIX, AZ 85032-4534

Mortgage

Document Number	0000485726,
Date	Aug 17, 2026
Instrument	2026485726

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 31, 2023
Property Address	3524 E KAREN DR, PHOENIX, AZ 85032-4534
Document Number	0000282588
Map Reference	MB 189 PG 9
Instrument Date	Apr 26, 2023
Instrument	20230282588
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3524 E KAREN DR, PHOENIX, AZ 85032-4534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 E KAREN DRIVE #34 # 34, 34, OCEANSIDE, CA 92057

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 9, 2022
Property Address	3524 E KAREN DR, PHOENIX, AZ 85032-4534
Document Number	0000216269
Map Reference	MB 189 PG 9
Instrument Date	Feb 26, 2022
Instrument	20220216269
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10810 N TATUM BLVD STE 102, 102, PHOENIX, AZ 85028-6056

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,430 (+130.55%)	$424,300 (+5.42%) Land $84,800 Building $339,500
2025	$1,880.00 (+4.85%)	$18,404 (-56.35%)	$402,500 (-4.53%) Land $80,500 Building $322,000
2024		$42,160	$421,600 Land $84,300 Building $337,300
2023	$1,793.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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