3518 E Karen Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3518 E Karen Dr, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,703 sqft · built 1979
Lot Size	0.279 acres (12,186 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Feb 2002)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`214-63-316`

Property Details

APN / Parcel Number

Primary APN	`214-63-316`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,703 sqft Living Area
1st Floor Area	2,703 sqft

Exterior

Year Built	Built 1979
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,186 sqft (0.279 acres)
Parking Spaces	2 Parking Spaces
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3518 E KAREN DR
City	PHOENIX
State	AZ
Zip	85032-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARADISE VALLEY OASIS NO 11 PER MCR 189-9
Legal Range	03E
Legal Township	03N
Legal Section	12
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	PARADISE VALLEY OASIS 11
Legal Lot Number	54
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1003
Census Tract	103302

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3518 E KAREN DR, PHOENIX, AZ 85032-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · FHA Mortgage FIGURE LENDING LLC
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 5, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2002 · Amount on Record
Deed Sale	Feb 28, 2002 · Amount on Record
Prior Sale	Feb 28, 2002 · Amount on Record
Deed Document Number	0000213512
Last Transfer Date	Dec 5, 2019
Transfer Doc	0000983656
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3518 E KAREN DR, PHOENIX, AZ 85032-4534
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 E KAREN DR, PHOENIX, AZ 85032-4534

Mortgage

Document Number	0000892263
Date	Dec 15, 2022
Instrument	20220892263

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 5, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3518 E KAREN DR, PHOENIX, AZ 85032-4534
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 E KAREN DR, PHOENIX, AZ 85032-4534

Mortgage

Document Number	0001005524
Date	Oct 20, 2020
Instrument	20201005524

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 5, 2019
Property Address	3518 E KAREN DR, PHOENIX, AZ 85032-4534
Document Number	0000983656
Instrument Date	Dec 4, 2019
Instrument	983656
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3518 E KAREN DR PHOENIX AZ 850324534, PHOENIX, AZ 85032-4534

Mortgage

Document Number	983657
Date	Dec 5, 2019
Instrument	983657

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,930 (-0.38%)	$569,300 (-0.38%) Land $113,800 Building $455,500
2025	$1,889.00 (+5%)
2024		$57,150	$571,500 Land $114,300 Building $457,200
2023	$1,799.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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