3524 Banning Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3524 Banning Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,137 sqft · built 1951
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,900 (Sep 2021)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510-0082-0060-00`

Property Details

APN / Parcel Number

Primary APN	`510-0082-0060-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	369 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	11,456 sqft (0.263 acres)
Lot Dimensions	230 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3524 BANNING RD
City	CINCINNATI
State	OH
Zip	45239-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANNING RD 50 X 230 NS BANNING RD 498.80 FT EOF BLUE ROCK
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1003
Census Tract	20764

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3524 BANNING RD, CINCINNATI, OH 45239-5213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK
Apr 9, 2021	Transfer on Death Deed, Transfer
Feb 18, 2021	Affidavit of Death of Joint Tenant, Transfer
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	2021115914
Deed Book / Page	14509 / 1931
Prior Transfer Date	Feb 20, 2004
Prior Transfer Doc	0095560520
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 24, 2021
Property Address	3524 BANNING RD, CINCINNATI, OH 45239-5213
Document Number	0000115914
Book / Page	14509 / 1931
Instrument Date	Sep 20, 2021
Instrument	2021-0115914
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3524 BANNING RD, CINCINNATI, OH 45239-5213

Mortgage

Document Number	0000115915
Date	Sep 24, 2021
Instrument	2021-0115915

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 9, 2021
Property Address	3524 BANNING RD, CINCINNATI, OH 45239-5213
Document Number	0000045123
Book / Page	14393 / 3120
Instrument Date	Apr 6, 2021
Instrument	2021-0045123
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Feb 18, 2021
Property Address	3524 BANNING RD, CINCINNATI, OH 45239-5213
Document Number	0000020861
Book / Page	14357 / 2294
Instrument Date	Feb 1, 2021
Instrument	2021-0020861
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3524 BANNING RD, CINCINNATI, OH 45239-5213
Document Number	0000039228
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3524 BANNING RD CINCINNATI OH 452395213, CINCINNATI, OH 45239-5213

Mortgage

Document Number	0000039228
Date	Apr 28, 2020
Book Page	014156/002799
Instrument	39228

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 27, 2030

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,295.00 (+7.89%)	$74,515 (-) Land $9,555 Building $64,960	$212,900 (-) Land $27,300 Building $185,600
2024	$3,981.00 (-0.6%)	$74,515 (-) Land $9,555 Building $64,960
2023	$4,005.00 (+77.37%)	$74,515 (+118.07%) Land $9,555 Building $64,960	$212,900 (+118.07%) Land $27,300 Building $185,600
2022	$2,258.00 Homeowner's exemption	$34,171 Land $9,020 Building $25,151
2020			$97,630 Land $25,770 Building $71,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Banning Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures