3501 Banning Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3501 Banning Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,194 sqft · built 1955
Lot Size	1.14 acres (49,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Sep 2026)
Tax Bill	$6,633 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`510-0081-0002-00`

Property Details

APN / Parcel Number

Primary APN	`510-0081-0002-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,194 sqft Living Area
Gross Area	5,288 sqft
1st Floor Area	2,094 sqft
Basement Area	2,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	49,833 sqft (1.14 acres)
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	238 sqft
Deck Area	Deck Area
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3501 BANNING RD
City	CINCINNATI
State	OH
Zip	45239-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANNING RD 1.15 AC R1-T2-S7 SW
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3002
Census Tract	20764

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3501 BANNING RD, CINCINNATI, OH 45239-5212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL NW BANK
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Jan 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Dec 6, 2011 · Amount on Record
Deed Document Number	202677427
Deed Book / Page	15753 / 1512
Prior Transfer Date	Dec 28, 2018
Prior Transfer Doc	0000002863
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 18, 2026
Property Address	3501 BANNING RD, CINCINNATI, OH 45239-5212
Document Number	0000077427
Book / Page	15753 / 1512
Instrument Date	Sep 17, 2026
Instrument	202677427
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$86,860.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3501 BANNING RD, CINCINNATI, OH 45239-5212

Mortgage

Document Number	0000077428,
Date	Sep 18, 2026
Instrument	202677428

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 10, 2026
Property Address	3501 BANNING RD, CINCINNATI, OH 45239-5212
Document Number	0000045908
Book / Page	15684 / 936
Instrument Date	May 28, 2026
Instrument	202645908
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 BANNING RD, CINCINNATI, OH 45239-5212

Mortgage

Document Number	0000045908,
Date	Jun 10, 2026
Book Page	15684/936
Instrument	202645908

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2051

Interest

Rate	6.3%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3501 BANNING RD, CINCINNATI, OH 45239-5212
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067525
Date	Sep 22, 2023
Book Page	15006/60
Instrument	2023-0067525

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3501 BANNING RD, CINCINNATI, OH 45239-5212
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075411
Date	Sep 5, 2019
Book Page	13995/01692
Instrument	2019-0075411

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3501 BANNING RD, CINCINNATI, OH 45239-5212
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136886
Date	Nov 12, 2021
Book Page	14543/762
Instrument	2021-0136886

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 10, 2019
Property Address	3501 BANNING RD, CINCINNATI, OH 45239-5212
Document Number	0000002863
Book / Page	13831 / 00945
Instrument Date	Dec 28, 2018
Instrument	2019-0002863
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 BANNING RD, CINCINNATI, OH 45239-5212

Mortgage

Document Number	0000002864
Date	Jan 10, 2019
Instrument	2019-0002864

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,633.00 (+10.11%)	$112,358 (+%) Land $19,401 Building $92,957	$321,020 (-) Land $55,430 Building $265,590
2024	$6,024.00 (-0.48%)	$112,356 (-) Land $19,400 Building $92,956
2023	$6,053.00 (+17.42%)	$112,356 (+44.02%) Land $19,400 Building $92,956	$321,020 (+44.03%) Land $55,430 Building $265,590
2022	$5,155.00 Homeowner's exemption	$78,012 Land $18,312 Building $59,700
2020			$222,890 Land $52,320 Building $170,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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