3523 Winding Point Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 3523 Winding Point Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,732 sqft · built 2013
Lot Size	0.174 acres (7,584 sqft)
Owner	2 Trust Names on File
Last Sale	$453,100 (Feb 2016)
Tax Bill	$10,343 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R413560`

Property Details

APN / Parcel Number

Primary APN	`R413560`
Alternative APN	`5797-23-003-0340-914`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,732 sqft Living Area
Gross Area	4,284 sqft
1st Floor Area	2,350 sqft
2nd Floor Area	1,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Frame/Masonry
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,584 sqft (0.174 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3523 WINDING POINT LN
City	KATY
State	TX
Zip	77494-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MILL RANCH SEC 23, BLOCK 3, LOT 34
Legal Subdivision	PINE MILL RANCH SEC 23
Legal Block	3
Legal Lot Number	34
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2004
Census Tract	673111

Owner

3523 Winding Point Ln is owner-occupied and held in a trust since February 2016.

Source: Fort Bend County records, as of October 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3523 WINDING POINT LN, KATY, TX 77494-3741
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 18, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2016 · Amount on File
Deed Sale	Feb 2, 2016 · Amount on File
Prior Sale	Dec 6, 2013 · Amount on File
Deed Document Number	201610679
Prior Transfer Date	Feb 1, 2016
Prior Transfer Doc	0000010679
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Oct 1, 2026
Property Address	3523 WINDING POINT LN, KATY, TX 77494-3741
Document Number	0000103304
Instrument Date	Sep 25, 2026
Instrument	2026103304
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3523 WINDING POINT LN, KATY, TX 77494-3741

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3523 WINDING POINT LN, KATY, TX 77494-3741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152368
Date	Oct 30, 2020
Instrument	2020152368

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3523 WINDING POINT LN, KATY, TX 77494-3741
Document Number	0000093078
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3523 WINDING POINT LN KATY TX 774943741, KATY, TX 77494-3741

Mortgage

Document Number	0000093078
Date	Jul 23, 2020
Instrument	93078

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 22, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3523 Winding Point Ln was $10,343, up 4.1% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,600 (+1.05%) Land $62,192 Building $482,408	$544,600 (-1.73%) Land $62,192 Building $482,408
2025	$10,343.00 (+4.15%)	$538,962 (+1%) Land $62,192 Building $492,019	$554,211 (-1.28%) Land $62,192 Building $492,019
2024	$9,931.00 (+72.5%) Homeowner's exemption	$489,965 (+1%) Land $62,192 Building $499,201	$561,393 (-4.47%) Land $62,192 Building $499,201
2023	$5,757.00 Homeowner's exemption	$445,423 Land $47,840 Building $539,845	$587,685 Land $47,840 Building $539,845
2018	$6,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3523 Winding Point Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3523 Winding Point Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 57 serves 5,335 people · EPA ID TX0790455
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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