3522 Winding Point Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 3522 Winding Point Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,233 sqft · built 2013
Lot Size	0.186 acres (8,098 sqft)
Owner	2 Individual Names on File
Last Sale	$381,800 (May 2020)
Tax Bill	$6,379 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R413618`

Property Details

APN / Parcel Number

Primary APN	`R413618`
Alternative APN	`5797-23-004-0500-914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,233 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	1,942 sqft
2nd Floor Area	1,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,098 sqft (0.186 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3522 WINDING POINT LN
City	KATY
State	TX
Zip	77494-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MILL RANCH SEC 23, BLOCK 4, LOT 50
Legal Subdivision	PINE MILL RANCH SEC 23
Legal Block	4
Legal Lot Number	50
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2008
Census Tract	673111

Owner

Source: Fort Bend County assessment roll, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3522 WINDING POINT LN, KATY, TX 77494-3740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage TOP ONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	202060631
Prior Transfer Date	May 26, 2020
Prior Transfer Doc	0000060631
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3522 WINDING POINT LN, KATY, TX 77494-3740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167651
Date	Nov 24, 2020
Instrument	2020167651

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	May 28, 2020
Property Address	3522 WINDING POINT LN, KATY, TX 77494-3740
Document Number	0000060631
Map Reference	PL 20120218
Instrument Date	May 26, 2020
Instrument	2020060631
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 WINDING POINT LN, KATY, TX 77494-3740

Mortgage

Document Number	0000060632
Date	May 28, 2020
Instrument	2020060632

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORT BEND TX
Recording Date	Feb 22, 2017
Property Address	3522 WINDING POINT LN, KATY, TX 77494-3740
Document Number	0000018971
Map Reference	PL20120218
Instrument Date	Feb 22, 2017
Instrument	2017018971
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 CHESTNUT MEADOW DR, CONROE, TX 77384-1407

Mortgage

Document Number	0000018972
Date	Feb 22, 2017
Instrument	2017018972

Lender

Name	TOP ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,379.00 (-32.97%) Homeowner's exemption	$518,771 (+1%) Land $70,980 Building $458,698	$529,678 (+0.82%) Land $70,980 Building $458,698
2024	$9,517.00 (+73.07%) Homeowner's exemption	$471,610 (+1%) Land $70,980 Building $454,390	$525,370 (-1.99%) Land $70,980 Building $454,390
2023	$5,499.00 (-22.37%) Homeowner's exemption	$428,736 Land $54,600 Building $481,435	$536,035 Land $54,600 Building $481,435
2018	$7,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 57 serves 5,335 people · EPA ID TX0790455
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Radiate Holdings Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Stratosnet Technologies Fixed Wireless	100 / 50

May also be available: T-Mobile USA.

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