3523 Wind River Run, Clermont, FL 34711 Property Records

Lake County property record for 3523 Wind River Run, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,897 sqft · built 2006
Lot Size0.26 acres (11,327 sqft)
OwnerIndividual Name on File
Last Sale$325,200 (Jul 2018)
Tax Bill$4,158 (2024)
Deeds & MortgagesFeb 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-23-26-0801-000-22200

Property Details

APN / Parcel Number

Primary APN11-23-26-0801-000-22200
Alternative APN
  • 3846983

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,897 sqft Living Area
1st Floor Area1,604 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area11,327 sqft (0.26 acres)
Garage TypeFinished
Garage Area471 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3846983
Street Address3523 WIND RIVER RUN
CityCLERMONT
StateFL
Zip34711-8971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARTWOOD RESERVE PHASE 2 PB 57 PG 25-32 LOT 222 ORB 5143 PG 2252
Legal Range26E
Legal Township23S
Legal Section11
Legal SubdivisionHARTWOOD RESERVE
Legal Phase2
Legal Tract801
Legal Lot Number222
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2022
Census Tract31308

Owner

3523 Wind River Run is owned and occupied by an individual who bought it in July 2018.

Source: Lake County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3523 WIND RIVER RUN, CLERMONT, FL 34711-8971
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2020Deed of Trust, Mortgage · Conventional with PMI
LENDERFI
Jul 23, 2018Warranty Deed, Transfer · Conventional Mortgage
ALLY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2018 · Amount on File
Deed SaleJul 23, 2018 · Amount on File
Prior SaleSep 11, 2007 · Amount on File
Deed Document Number2018085542
Deed Book / Page5143 / 2252
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3523 WIND RIVER RUN, CLERMONT, FL 34711-8971
Document Number0054202167
Instrument DateFeb 5, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3523 WIND RIVER RUN CLERMONT FL 347118971, CLERMONT, FL 34711-8971

Mortgage

Document Number0054202167
DateFeb 12, 2020
Book Page005420/002167
Instrument18066
Lender
NameLENDERFI
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 11, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 23, 2018
Property Address3523 WIND RIVER RUN, CLERMONT, FL 34711-8971
Document Number0051432252
Book / Page5143 / 2252
Map ReferenceMB 57 PG 25-32
Instrument DateJul 20, 2018
Instrument2018085542
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,276.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3523 WIND RIVER RUN, 3523, CLERMONT, FL 34711-8971

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 WIND RIVER RUN, CLERMONT, FL 34711-8971

Mortgage

Document Number2018085543
DateJul 23, 2018
Instrument2018085543
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$292,940 Land $100,000 Building $192,940$457,871 Land $100,000 Building $357,871
2024$4,158.00 (+1.96%)
2023$4,078.00 (+3.08%) Homeowner's exemption$276,400 (+3%)$424,728 (+18.58%) Land $100,000 Building $324,728
2022$3,956.00 Homeowner's exemption$268,350$358,177 Land $43,000 Building $315,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3523 Wind River Run in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3523 Wind River Run is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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