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3538 Wind River Run, Clermont, FL 34711 Property Records

Lake County property record for 3538 Wind River Run, Clermont, FL 34711 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,325 sqft · built 2006
Lot Size0.243 acres (10,625 sqft)
Owner2 Individual Names on File
Last Sale$324,000 (Sep 2019)
Tax Bill$4,127 (2024)
Deeds & MortgagesJun 2020 Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-23-26-0801-000-14900

Property Details

APN / Parcel Number

Primary APN11-23-26-0801-000-14900
Alternative APN
  • 3846943

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,325 sqft Living Area
1st Floor Area2,325 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,625 sqft (0.243 acres)
Garage TypeFinished
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area389 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3846943
Street Address3538 WIND RIVER RUN
CityCLERMONT
StateFL
Zip34711-8970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARTWOOD RESERVE PHASE 2 PB 57 PG 25-32 LOT 149 ORB 5339 PG 1826
Legal Range26E
Legal Township23S
Legal Section11
Legal SubdivisionHARTWOOD RESERVE
Legal Phase2
Legal Tract801
Legal Lot Number149
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2028
Census Tract31308

Owner

Source: Lake County records · APN 11-23-26-0801-000-14900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address3538 WIND RIVER RUN, CLERMONT, FL 34711-8970
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Sep 11, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Aug 15, 2017Loan Modification, Mortgage · Conventional Mortgage
SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Prior SaleMay 03, 2013 · Amount on Record
Deed Document Number2019102140
Deed Book / Page5339 / 1826
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3538 WIND RIVER RUN, CLERMONT, FL 34711-8970
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054872111
DateJun 17, 2020
Book Page5487/2111
Instrument2020064829
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 11, 2019
Property Address3538 WIND RIVER RUN, CLERMONT, FL 34711-8970
Document Number0053391826
Book / Page005339 / 001826
Instrument DateSep 06, 2019
Instrument102140
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyTHE CLOSING BOUTIQUE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,268.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3538 WIND RIVER RUN CLERMONT FL 347118970, CLERMONT, FL 34711-8970

Mortgage

Document Number53391827
DateSep 11, 2019
Book Page005339/001827
Instrument102141
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2049

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address3538 WIND RIVER RUN, CLERMONT, FL 34711-8970
Document Number0050372484
Book / Page005037 / 002484
Instrument DateAug 15, 2017
Transaction TypeMortgage
Record UpdatedJan 05, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3538 WIND RIVER RUN CLERMONT FL 347118970, CLERMONT, FL 34711-8970

Mortgage

Document Number0050372484
DateDec 08, 2017
Book Page005037/002484
Instrument131174
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$291,100 (+5.99%) Land $100,000 Building $191,100$408,195 (+7.99%) Land $100,000 Building $308,195
2024$4,127.00 (+1.95%)
2023$4,048.00 (+3.08%) Homeowner's exemption$274,660 (+3%)$377,984 (+20.84%) Land $100,000 Building $277,984
2022$3,927.00 Homeowner's exemption$266,660$312,807 Land $43,000 Building $269,807

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force
35 of 44 on primary residences

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 794 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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