3523 Saint James Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3523 Saint James Rd, Windsor Mill, MD 21244

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,368 sqft · built 1923
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$302,500 (Jun 2022)
Tax Bill$3,177 (2024)
Deeds & MortgagesOct 2018 Line of Credit
Jun 2022 Sale & Mortgage
+ 2 more
APN02-0213550250

Property Details

APN / Parcel Number

Primary APN02-0213550250
Alternative APNs
  • 20213550250
  • 0213550250

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area720 sqft
Basement Area324 sqft
Finished Basement324 sqft
Utility Area16 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions198 ft deep x 77 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area176 sqft
Deck Area234 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0213550250
Street Address3523 SAINT JAMES RD
CityWINDSOR MILL
StateMD
Zip21244-2252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGES PK
Legal SubdivisionGEORGES PK
Legal Block1
Legal Lot Number8
JurisdictionBALTIMORE MD
Township / Civil Division2
Census Block Group1
Census Block1000
Census Tract402302

Owner

Source: Baltimore County assessment roll, APN 02-0213550250, as of July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3523 SAINT JAMES RD, WINDSOR MILL, MD 21244-2252
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2018Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jun 10, 2022Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 19, 2018Grant Deed, Transfer
CAPITOL TITLE COMPANY INC
May 08, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleJul 19, 2018 · Amount on Record
Deed Book / Page46999 / 324
Prior Transfer DateOct 30, 2016
Prior Transfer Doc0389350317
Record UpdatedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3523 SAINT JAMES RD, WINDSOR MILL, MD 21244-2252
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0408010415
DateOct 23, 2018
Book Page0040801/415
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJun 10, 2022
Property Address3523 SAINT JAMES RD, WINDSOR MILL, MD 21244-2252
Document Number0469990324
Book / Page46999 / 324
Map ReferenceMB WPC 7 PG 19
Instrument DateMay 27, 2022
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyWESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3523 SAINT JAMES RD, 3523, WINDSOR MILL, MD 21244-2252

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 SAINT JAMES RD, WINDSOR MILL, MD 21244-2252

Mortgage

Document Number0046999331
DateJun 10, 2022
Instrument46999-331
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateJul 19, 2018
Property Address3523 SAINT JAMES RD, WINDSOR MILL, MD 21244-2252
Document Number0404750067
Book / Page040475 / 000067
Instrument DateJun 29, 2018
Transaction TypeTransfer
Record UpdatedJul 27, 2018
Title CompanyCAPITOL TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$198.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3523 SAINT JAMES RD BALTIMORE MD 212442252, BALTIMORE, MD 21244-2252

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALTIMORE MD
Recording DateMay 08, 2017
Property Address3523 SAINT JAMES RD, WINDSOR MILL, MD 21244-2252
Document Number0389350317
Book / Page0038935 / 317
Map ReferenceMB WPC7 PG19
Instrument DateOct 30, 2016
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 SAINT JAMES RD, WINDSOR MILL, MD 21244-2252

Mortgage

Document Number0038935333
DateMay 08, 2017
Instrument0038935/333
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term176 Months
DueJan 01, 2032

Tax Assessment & Valuation

Source: Baltimore County assessment roll as of July 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$237,767 (+16.32%)$295,700 (+41.62%) Land $86,600 Building $209,100
2024$3,177.00 (+101.2%)
2023$1,579.00$204,400$208,800 Land $60,000 Building $148,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054023021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1978–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2015 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 503 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0300002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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