3512 Saint James Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3512 Saint James Rd, Windsor Mill, MD 21244

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,407 sqft · built 1952
Lot Size0.331 acres (14,400 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Jan 2026)
Tax Bill$2,824 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Mar 2019 Mortgage
+ 1 more
APN02-0202370070

Property Details

APN / Parcel Number

Primary APN02-0202370070
Alternative APNs
  • 20202370070
  • 0202370070

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,407 sqft Living Area
1st Floor Area1,007 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,400 sqft (0.331 acres)
Lot Dimensions200 ft deep x 72 ft wide
Garage TypeCarport
Garage Area520 sqft
CarportCarport
Carport Area520 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area228 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0202370070
Street Address3512 SAINT JAMES RD
CityWINDSOR MILL
StateMD
Zip21244-2251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 11 GEORGES PARK
Legal SubdivisionGEORGES PARK
Legal Block1
Legal Lot Number11
JurisdictionBALTIMORE MD
Township / Civil Division2
Census Block Group1
Census Block1001
Census Tract402302

Owner

Source: Baltimore County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3512 SAINT JAMES RD, WINDSOR MILL, MD 21244-2251
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2026Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
Mar 28, 2019Deed of Trust, Mortgage · FHA Mortgage
MAS ASSSOCIATES LLC
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
MAS ASSOCIATES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2026 · Amount on Record
Deed SaleJan 8, 2026 · Amount on Record
Prior SaleJun 27, 2016 · Amount on Record
Deed Book / Page50891 / 133
Prior Transfer DateJun 6, 2016
Prior Transfer Doc0376870493
Record UpdatedJun 8, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJan 8, 2026
Property Address3512 SAINT JAMES RD, BALTIMORE, MD 21244-2251
Document Number0508910133
Book / Page50891 / 133
Map ReferencePL 3 FO 95
Instrument DateDec 11, 2025
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyUNKNOWN, JUNCTION TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3512 SAINT JAMES RD, WINDSOR MILL, MD 21244-2251

Mortgage

Document Number0050891140
DateJan 8, 2026
Instrument50891/140
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3512 SAINT JAMES RD, BALTIMORE, MD 21244-2251
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyRESIDENTIAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0412650067
DateMar 28, 2019
Book Page41265/067
Lender
NameMAS ASSSOCIATES LLC
TypeNon-Lending Institution
AddressOWINGS MILLS, MD 21117
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3512 SAINT JAMES RD, BALTIMORE, MD 21244-2251
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyTRUE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0434750278
DateOct 16, 2020
Book Page43475/278
Lender
NameMAS ASSOCIATES LLC
TypeNon-Lending Institution
AddressOWINGS MILLS, MD 21117
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,824.00 (+4.4%) Homeowner's exemption$238,633 (+11.04%)$269,300 (+20.6%) Land $86,200 Building $183,100
2024$2,705.00 (+108.08%)
2023$1,300.00 Homeowner's exemption$214,900$223,300 Land $59,800 Building $163,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1978–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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