3523 Ponca, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3523 Ponca, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 1,258 sqft · built 1960
Lot Size	0.193 acres (8,414 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2023)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-07-235A`

Property Details

APN / Parcel Number

Primary APN	`115-07-235A`
Alternative APNs	`R0250392` `11507235`

Interior

Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	8,414 sqft (0.193 acres)
Porch	Porch
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0250392
Street Address	3523 PONCA
City	FLAGSTAFF
State	AZ
Zip	86005-4094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 01 LOT 235 AND POR LOT 236 DESC AS FLLWS: BEG SE COR LOT 236; TH N 0-01 W 37.90; TH N 87-27 W 79.37 TO SW CORNER LOT 236; TH E ALNG S LINE LOT 236 TO POB. (ASSESSORS DESCRIPTION) SIXTEENTH: NE QUARTER: SW SECTION: 28 TO
Legal Subdivision	MOUNTAINAIRE UNIT 01
Legal Lot Number	235
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1018
Census Tract	1500

Owner

Source: Coconino County assessment roll, APN 115-07-235A, as of May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3523 PONCA, FLAGSTAFF, AZ 86005-4094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	20233973790
Prior Transfer Date	Feb 07, 2005
Prior Transfer Doc	0003305929
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	May 19, 2023
Property Address	3523 PONCA, FLAGSTAFF, AZ 86005-4094
Document Number	0003973790
Map Reference	CASE 1 MAP 87
Instrument Date	May 02, 2023
Instrument	3973790
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4318 N 29TH WAY, PHOENIX, AZ 85016-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 PONCA, FLAGSTAFF, AZ 86005-4094

Mortgage

Document Number	0003973791
Date	May 19, 2023
Instrument	3973791

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Coconino County assessment roll as of May 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,796 (-6.33%) Land $13,187 Building $20,609
2025	$1,849.00 (+6.33%)	$36,079 (+1.33%)	$360,781 (+1.33%) Land $155,146 Building $205,635
2024	$1,739.00 (+7.68%)	$35,604 (+39.01%) Land $15,515 Building $20,089
2023	$1,615.00 (-10.43%) Homeowner's exemption	$25,613 Land $9,254 Building $16,359	$356,039 (+39.01%) Land $155,146 Building $200,893
2022	$1,803.00		$256,124 Land $92,536 Building $163,588

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coconino County (04005C), as of October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040050015001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Wildfire

Wildfire Risk	High above 86% of the US · above 78% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 120 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0403018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.