3517 Ponca, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3517 Ponca, Flagstaff, AZ 86005

Property Summary

Property TypeSingle Family Home
Details1,328 sqft · built 2002
Lot Size0.41 acres (17,859 sqft)
OwnerCompany Name on File
Last Sale$295,000 (Feb 2009)
Tax Bill$2,886 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN115-07-236D

Property Details

APN / Parcel Number

Primary APN115-07-236D
Alternative APN
  • R0110365

Interior

Total Rooms5 Rooms
Stories2 Stories
Building Area1,328 sqft Living Area
1st Floor Area664 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area17,859 sqft (0.41 acres)
PorchSlab
Deck AreaDeck Area
Patio Area464 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant

Location & Zoning

Account NumberR0110365
Street Address3517 PONCA
CityFLAGSTAFF
StateAZ
Zip86005-4094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: MOUNTAINAIRE UNIT 01 LOT: 237 AND:- LOT: 238 EXCEPT A PCL BEG SE COR LOT 236 TH N 0-01-15 W 37.90; TH N 87-27-40 W 70.37; TH E ALNG S LINE OF LOT 236 TO POB. SIXTEENTH: NE QUARTER: SW SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Range07E
Legal Township20N
Legal Section28
Legal SubdivisionMOUNTAINAIRE UNIT 01
Legal Lot Number237
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1018
Census Tract1500

Owner

Source: Coconino County records · APN 115-07-236D

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3772 E COVEY LN, PHOENIX, AZ 85050-5002
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Aug 04, 2021Warranty Deed, Transfer · Conventional Mortgage
STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2009 · Amount on Record
Deed SaleFeb 02, 2009 · Amount on Record
Deed Document Number20093512406
Last Transfer DateApr 27, 2022
Transfer Doc0003949537
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address3517 PONCA, FLAGSTAFF, AZ 86005-4094
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004034430
DateFeb 27, 2026
Instrument4034430
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 26, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCONINO AZ
Recording DateAug 04, 2021
Property Address3517 PONCA, FLAGSTAFF, AZ 86005-4094
Document Number0003924101
Map ReferenceCASE 1 MAP 87
Instrument DateJul 06, 2021
Instrument3924101
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3517 PONCA, 3517, FLAGSTAFF, AZ 86005-4094

Transferred To (Grantee/Buyer)

NameVerified Name
Address3772 E COVEY LN, PHOENIX, AZ 85050-5002

Mortgage

Document Number0003924102
DateAug 04, 2021
Instrument3924102
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Coconino County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$47,524 (-4.65%) Land $16,365 Building $31,159
2025$2,886.00 (+12.78%)$49,841 (+0.76%)$498,411 (+0.76%) Land $192,525 Building $305,886
2024$49,465 Land $19,253 Building $30,212
2023$2,559.00$494,641 Land $192,525 Building $302,116

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimFeb 1993 · Severe Storms, Tornadoes & Flooding

Wildfire

Wildfire RiskHigh
above 86% of the US · above 78% of Arizona
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
940 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

Based on FCC filings for 120 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPONDEROSA UTILITY CORP
private · serves 1,585 people
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2024
Coliform assessment
Oct 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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