Hamilton County property record for 3523 Monteith Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,625 sqft · built 1907 |
| Lot Size | 0.144 acres (6,316 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $341,000 (Dec 2009) |
| Tax Bill | $10,330 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-0006-0056-00 |
| Primary APN | 040-0006-0056-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,625 sqft Living Area |
| 1st Floor Area | 1,143 sqft |
| 2nd Floor Area | 1,113 sqft |
| Attic | Attic |
| Attic Area | 369 sqft |
| Basement Area | 1,143 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,316 sqft (0.144 acres) |
| Lot Dimensions | 159 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 204 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3523 MONTEITH AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3523 MONTIETH AVE 40 X 159.34 IRR LOT 17 M Y COOPER SUB |
| Legal Subdivision | M Y COOPER SUB |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 5000 |
Source: Hamilton County records · APN 040-0006-0056-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3523 MONTEITH AVE, CINCINNATI, OH 45208-1516 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2009 · Amount on Record |
| Deed Sale | Dec 31, 2009 · Amount on Record |
| Prior Sale | Nov 30, 2007 · Amount on Record |
| Deed Document Number | 09-170766 |
| Deed Book / Page | 11325 / 00165 |
| Prior Transfer Date | Dec 28, 2009 |
| Prior Transfer Doc | 0000170766 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3523 MONTEITH AVE, CINCINNATI, OH 45208-1516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000087969 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 14020/00092 |
| Instrument | 2019-0087969 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3523 MONTEITH AVE, CINCINNATI, OH 45208-1516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000016847 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 14350/2511 |
| Instrument | 2021-0016847 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3523 MONTEITH AVE, CINCINNATI, OH 45208-1516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000149217 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 14562/2198 |
| Instrument | 2021-0149217 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,330.00 (+3.12%) | $236,222 (-) Land $73,829 Building $162,393 | |
| 2024 | $10,017.00 (-2.21%) | $236,222 (-) Land $73,829 Building $162,393 | |
| 2023 | $10,243.00 (+6.16%) | $236,222 (+14.82%) Land $73,829 Building $162,393 | $674,920 (+14.82%) Land $210,940 Building $463,980 |
| 2022 | $9,649.00 Homeowner's exemption | $205,741 Land $53,918 Building $151,823 | |
| 2020 | $587,830 Land $154,050 Building $433,780 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 481 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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