3515 Monteith Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3515 Monteith Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,640 sqft · built 1928
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Mar 2022)
Tax Bill	$8,636 (2025)
Deeds & Mortgages	Jan 2025 Transfer Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-0006-0059-00`

Property Details

APN / Parcel Number

Primary APN	`040-0006-0059-00`
Alternative APN	`0089684`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	820 sqft
2nd Floor Area	820 sqft
Basement Area	820 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3515 MONTEITH AVE
City	CINCINNATI
State	OH
Zip	45208-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3515 MONTIETH AVE 40 X 170.35 IRR LOT 20 M Y COOPER SUB
Legal Subdivision	M Y COOPER SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	5000

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3515 MONTEITH AVE, CINCINNATI, OH 45208-1516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Transfer on Death Deed, Transfer
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jan 5, 2018	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK
Dec 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	202230991
Deed Book / Page	14631 / 2283
Last Transfer Date	Jan 1, 2025
Transfer Doc	0000001399
Record Updated	Sep 20, 2026

January 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 8, 2025
Property Address	3515 MONTEITH AVE, CINCINNATI, OH 45208-1516
Document Number	0000001399
Book / Page	15328 / 776
Map Reference	MB 14631 PG 2283
Instrument Date	Jan 3, 2025
Instrument	2025-0001399
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 MONTEITH AVE, CINCINNATI, OH 45208-1516

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 24, 2022
Property Address	3515 MONTEITH AVE, CINCINNATI, OH 45208-1516
Document Number	0000030991
Book / Page	14631 / 2283
Map Reference	MB 17 PG 3
Instrument Date	Mar 18, 2022
Instrument	2022-0030991
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 MONTEITH AVE, CINCINNATI, OH 45208-1516

Mortgage

Document Number	0000030992
Date	Mar 24, 2022
Instrument	2022-0030992

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3515 MONTEITH AVE, CINCINNATI, OH 45208-1516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001449
Date	Jan 5, 2018
Instrument	18-0001449

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.9%
Index	1-Year LIBOR
Max Rate	8.9%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 1, 2020
Property Address	3515 MONTEITH AVE, CINCINNATI, OH 45208-1516
Document Number	0000125662
Book / Page	014305 / 003798
Instrument Date	Nov 16, 2020
Instrument	125662
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,652.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 MONTEITH AVE CINCINNATI OH 452081516, CINCINNATI, OH 45208-1516

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3515 MONTEITH AVE, CINCINNATI, OH 45208-1516
Document Number	0000011575
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3515 MONTEITH AVE CINCINNATI OH 452081516, CINCINNATI, OH 45208-1516

Mortgage

Document Number	0000011575
Date	Feb 13, 2019
Book Page	013854/001182
Instrument	11575

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,636.00 (+3.03%)	$140,000 (-) Land $75,999 Building $64,001	$400,000 (-) Land $217,140 Building $182,860
2024	$8,382.00 (-2.14%)	$140,000 (-) Land $75,999 Building $64,001
2023	$8,565.00 (-4.61%)	$140,000 (+6.29%) Land $75,999 Building $64,001	$400,000 (+6.29%) Land $217,140 Building $182,860
2022	$8,979.00 Homeowner's exemption	$131,719 Land $55,503 Building $76,216
2020			$376,340 Land $158,580 Building $217,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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