Santa Rosa County property record for 3523 Hwy 4, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1963 |
| Lot Size | 1.3 acres (57,064 sqft) |
| Owner | Owner Name on File |
| Last Sale | $40,000 (Mar 2009) |
| Tax Bill | $815 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-5N-29-0000-04600-0000 |
| Primary APN | 19-5N-29-0000-04600-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 704 sqft Heated Area |
| Gross Area | 744 sqft |
| 1st Floor Area | 704 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Masonry |
| Roof Material | Metal |
| Lot Area | 57,064 sqft (1.3 acres) |
| Lot Dimensions | 4,400 ft deep x 1,300 ft wide |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Account Number | 195N290000046000000 |
|---|---|
| Street Address | 3523 HIGHWAY 4 |
| City | JAY |
| State | FL |
| Zip | 32565-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | COM SW CORN OF NE4 OF NW4 THN DUE E 130 FT TO POB THN N 130 FT TO ST RD R/W THN WLY 130 FT THN S TO TH POB AS DES IN OR 2885 |
| Legal Range | 29W |
| Legal Township | 05N |
| Legal Section | 19 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 10200 |
The current owner of 3523 Hwy 4 bought it in March 2009.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3005 ROCKY MOUNTAIN AVE, LOVELAND, CO 80538-9001 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2009 · Amount on File |
| Deed Sale | Mar 5, 2009 · Amount on File |
| Prior Sale | Mar 16, 1998 · Amount on File |
| Deed Document Number | 200907139 |
| Deed Book / Page | 2885 / 0432 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $815.00 (+6.68%) | $67,676 (+9.09%) Land $13,130 Building $54,546 | $67,676 (+9.09%) Land $13,130 Building $54,546 |
| 2023 | $764.00 (+5.96%) | $62,037 (+6.56%) Land $11,817 Building $50,220 | $62,037 (+6.56%) Land $11,817 Building $50,220 |
| 2022 | $721.00 | $58,218 | $58,218 Land $7,878 Building $50,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3523 Hwy 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3523 Hwy 4 is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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