3470 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 3470 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,219 sqft · built 1956
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Tax Bill	$932 (2024)
Deeds & Mortgages	May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-5N-29-0000-05200-0000`

Property Details

APN / Parcel Number

Primary APN	`19-5N-29-0000-05200-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,219 sqft Heated Area
Gross Area	1,603 sqft
1st Floor Area	1,219 sqft
Utility Area	77 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1981
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	3,520 ft deep x 990 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	195N290000052000000
Street Address	3470 HIGHWAY 4
City	JAY
State	FL
Zip	32565-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2021 SECTION 19 TWNSHP 5N RANGE 29W COM NE COR OF NW4 OF NW4 TH S 660 FT W 475 FT TO POB TH W 59 FT
Legal Range	29W
Legal Township	05N
Legal Section	19
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1021
Census Tract	10200

Owner

3470 Hwy 4 is owned and occupied by an individual who acquired it in May 2021.

Source: Santa Rosa County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3470 HIGHWAY 4, JAY, FL 32565-1718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 19, 2021
Transfer Doc	0041200911
Record Updated	Jun 8, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 19, 2021
Property Address	3470 HIGHWAY 4, JAY, FL 32565-1718
Document Number	0041200911
Book / Page	4120 / 911
Instrument Date	May 18, 2021
Instrument	202133339
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3327 N SIMMONS RD, 3327, JAY, FL 32565-2866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 HIGHWAY 4, JAY, FL 32565-1718

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$932.00 (+2.64%) Homeowner's exemption	$110,477 (+3%)	$115,652 (+2.14%) Land $10,000 Building $105,652
2023	$908.00 (+3.06%) Homeowner's exemption	$107,259 (+3%)	$113,232 (+8.74%) Land $9,000 Building $104,232
2022	$881.00 Homeowner's exemption	$104,135	$104,135 Land $6,000 Building $98,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3470 Hwy 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3470 Hwy 4 is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20