3523 Dolphin Dr, Sebring, FL 33870 Property Records

Highlands County property record for 3523 Dolphin Dr, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,653 sqft · built 2022
Lot Size0.248 acres (10,842 sqft)
OwnerIndividual Name on Record
Last Sale$274,900 (Mar 2022)
Tax Bill$2,757 (2024)
Deeds & MortgagesSep 2021 Mortgage
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC104801000002910

Property Details

APN / Parcel Number

Primary APNC104801000002910
Alternative APN
  • C-10-34-28-010-0000-2910

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,653 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area10,842 sqft (0.248 acres)
Lot Dimensions125 ft deep x 87 ft wide
Garage TypeFinished
Garage Area441 sqft
DrivewayDriveway
Driveway Area544 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC104801000002910
Street Address3523 DOLPHIN DR
CitySEBRING
StateFL
Zip33870-7821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING RIDGE SEC A PB 7-PG 45 LOT 291
Legal Range28E
Legal Township34S
Legal Section10
Legal SubdivisionSEBRING RIDGE SEC A
Legal Lot Number291
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group1
Census Block1020
Census Tract960105

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3523 DOLPHIN DR, SEBRING, FL 33870-7821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage
JSE REAL ESTATE SOLUTIONS LLC
Mar 28, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 14, 2021Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2022 · Amount on Record
Deed SaleMar 28, 2022 · Amount on Record
Prior SaleApr 14, 2021 · Amount on Record
Deed Document Number2084832
Deed Book / Page2893 / 1444
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3523 DOLPHIN DR, SEBRING, FL 33870-7821
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0002054344
DateSep 20, 2021
Book Page2851/1894
Instrument2054344
Lender
NameJSE REAL ESTATE SOLUTIONS LLC
TypeNon-Lending Institution
AddressAUSTIN, TX 78704
Agreement
AmountAmount Recorded

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 28, 2022
Property Address3523 DOLPHIN DR, SEBRING, FL 33870-7821
Document Number0002084832
Book / Page2893 / 1444
Map ReferenceMB 7 PG 45
Instrument DateMar 25, 2022
Instrument2084832
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 30, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,924.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address107 N RIDGEWOOD DR, SEBRING, FL 33870-7202

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 DOLPHIN DR, SEBRING, FL 33870-7821
InvestorPossibly a Property Investor

Mortgage

Document Number0028931446
DateMar 28, 2022
Instrument2893/1446
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

April 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 14, 2021
Property Address3523 DOLPHIN DR, SEBRING, FL 33870-7821
Document Number0002029211
Book / Page2816 / 302
Map ReferenceMB 7 PG 45
Instrument DateApr 9, 2021
Instrument2029211
Transaction TypeConstruction Loan
Record UpdatedJan 30, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$192.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address997 PARNELL RD, ZOLFO SPRINGS, FL 33890-9518

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1209, SEBRING, FL 33871-1209
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$228,954 (+5.99%)$254,609 (+17.86%) Land $13,050 Building $241,559
2024$2,757.00 (+1.81%)
2023$2,708.00 (+516.86%) Homeowner's exemption$216,020 (+2,382.99%) Land $11,419 Building $204,601$216,020 (+2,382.99%) Land $11,419 Building $204,601
2022$439.00$8,700 Land $8,700$8,700 Land $8,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AVON PARK
serves 19,361 people · EPA ID FL6280049
Water SourceGroundwater
Last State InspectionMay 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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