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3509 Dolphin Dr, Sebring, FL 33870 Property Records

Highlands County property record for 3509 Dolphin Dr, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 1974
Lot Size0.373 acres (16,263 sqft)
Owner2 Individual Names on File
Last Sale$228,000 (Aug 2025)
Tax Bill$2,189 (2024)
Deeds & MortgagesDec 2020 Transfer
Oct 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APNC104801000002930

Property Details

APN / Parcel Number

Primary APNC104801000002930
Alternative APN
  • C-10-34-28-010-0000-2930

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,460 sqft Living Area
Gross Area1,796 sqft
1st Floor Area1,220 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area16,263 sqft (0.373 acres)
Lot Dimensions250 ft deep x 130 ft wide
Garage TypeAttached
Garage Area336 sqft
DrivewayConcrete Driveway
Driveway Area480 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area296 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3509 DOLPHIN DR
CitySEBRING
StateFL
Zip33870-7821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING RIDGE SEC A PB 7-PG 45 LOT 293 + WLY 1/2 OF LOT 294
Legal Range28E
Legal Township34S
Legal Section10
Legal SubdivisionSEBRING RIDGE SEC A
Legal Lot Number294
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group1
Census Block1020
Census Tract960105

Owner

3509 Dolphin Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Highlands County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address3509 DOLPHIN DR, SEBRING, FL 33870-7821
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 1, 2018Loan Modification, Mortgage
HEARTLAND NAT'L BK
Aug 1, 2017Loan Modification, Mortgage
HEARTLAND NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2025 · Amount on File
Deed SaleAug 26, 2025 · Amount on File
Deed Document Number20252275739
Deed Book / Page3140 / 1134
Prior Transfer DateDec 9, 2020
Prior Transfer Doc0002010236
Record UpdatedJun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateDec 9, 2020
Property Address3509 DOLPHIN DR, SEBRING, FL 33870-7821
Document Number0002010236
Book / Page002788 / 001973
Instrument DateDec 9, 2020
Instrument2010236
Transaction TypeTransfer
Record UpdatedDec 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3509 DOLPHIN DR SEBRING FL 338707821, SEBRING, FL 33870-7821

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address3509 DOLPHIN DR, SEBRING, FL 33870-7821
Document Number0001920155
Instrument DateOct 1, 2018
Transaction TypeMortgage
Record UpdatedDec 13, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6510 US HIGHWAY 27 N SEBRING FL 338701229, SEBRING, FL 33870-1229

Mortgage

Document Number0001920155
DateDec 3, 2018
Book Page002667/000258
Instrument1920155
Lender
NameHEARTLAND NAT'L BK
TypeBank
AddressSEBRING, FL 33870
Agreement
Term36 Months
DueDec 2, 2021

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address3509 DOLPHIN DR, SEBRING, FL 33870-7821
Document Number0001864642
Book / Page002597 / 000530
Instrument DateAug 1, 2017
Transaction TypeMortgage
Record UpdatedSep 8, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6510 US HIGHWAY 27 N SEBRING FL 338701229, SEBRING, FL 33870-1229

Mortgage

Document Number0001864642
DateAug 31, 2017
Book Page002597/000530
Instrument1864642
Lender
NameHEARTLAND NAT'L BK
TypeBank
AddressSEBRING, FL 33870
Agreement
Term12 Months
DueAug 30, 2018

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$171,460 Land $17,869 Building $153,591$171,460 Land $17,869 Building $153,591
2024$2,189.00 (+6.99%)
2023$2,046.00 (+4.71%)$138,706 (+4.93%) Land $15,635 Building $123,071$138,706 (+4.93%) Land $15,635 Building $123,071
2022$1,954.00$132,192 Land $11,912 Building $120,280$132,192 Land $11,912 Building $120,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3509 Dolphin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3509 Dolphin Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AVON PARK
serves 19,361 people · EPA ID FL6280049
Water SourceGroundwater
Last State InspectionMay 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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