Santa Cruz County property record for 3523 Deanes Ln, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,702 sqft · built 1989 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $488,000 (Jan 2000) |
| Tax Bill | $9,938 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-412-37 |
| Primary APN | 034-412-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,702 sqft Living Area |
| Gross Area | 3,229 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 5,489 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 527 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3523 DEANES LN |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 1256 |
| Legal Subdivision | DEANES LANE |
| Legal Tract | 1256 |
| Legal Lot Number | 1006- |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 121702 |
3523 Deanes Ln is owned by an individual who bought it in January 2000.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 VIA SODERINI, APTOS, CA 95003-5845 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jul 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2000 · Amount on File |
| Deed Sale | Jan 31, 2000 · Amount on File |
| Prior Sale | Aug 14, 1998 · Amount on File |
| Deed Document Number | 20004884 |
| Prior Transfer Date | Jan 4, 1996 |
| Prior Transfer Doc | 0000003398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3523 DEANES LN, CAPITOLA, CA 95010-2532 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033657 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 2018-0033657 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 20, 2018 |
| Property Address | 3523 DEANES LN, CAPITOLA, CA 95010-2532 |
| Document Number | 0000022233 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 22233 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3523 DEANES LN CAPITOLA CA 950102532, CAPITOLA, CA 95010-2532 |
The 2025 property tax bill for 3523 Deanes Ln was $9,938.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $765,053 (+2%) Land $459,031 Building $306,022 | ||
| 2025 | $9,938.00 | $750,052 Land $450,030 Building $300,022 | |
| 2023 | $9,025.00 (+1.28%) | $720,927 Land $432,555 Building $288,372 | $1,261,980 |
| 2022 | $8,911.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3523 Deanes Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3523 Deanes Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, GeoLinks, Surfnet Communications.
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