3518 Deanes Ln, Capitola, CA 95010 Property Records

Santa Cruz County property record for 3518 Deanes Ln, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,412 sqft · built 1992
Lot Size0.126 acres (5,489 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Aug 2004)
Tax Bill$13,292 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN034-412-41

Property Details

APN / Parcel Number

Primary APN034-412-41
Alternative APN
  • 034-412-41-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,412 sqft Living Area
Gross Area2,920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeWood
Roof MaterialTile
Lot Area5,489 sqft (0.126 acres)
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3518 DEANES LN
CityCAPITOLA
StateCA
Zip95010-2531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 1256
Legal SubdivisionDEANES LANE
Legal Tract1256
Legal Lot Number1006-
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1007
Census Tract121702

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3518 DEANES LN, CAPITOLA, CA 95010-2531
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2004 · Amount on Record
Deed SaleAug 16, 2004 · Amount on Record
Deed Document Number200459381
Last Transfer DateMay 16, 2006
Transfer Doc0000031320
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3518 DEANES LN, CAPITOLA, CA 95010-2531
Transaction TypeMortgage
Record UpdatedFeb 17, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 DEANES LN, CAPITOLA, CA 95010-2531

Mortgage

Document Number0000003150
DateJan 31, 2022
Instrument2022-0003150
Lender
NameAMERICAN AIRLINES FCU
TypeCredit Union
AddressDALLAS, TX 75261
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,066,348 (+2%) Land $390,996 Building $675,352
2025$13,292.00 (+9.7%)$1,045,438 (+4.04%) Land $383,328 Building $662,110
2023$12,117.00 (+1.14%)$1,004,844 Land $368,444 Building $636,400$1,172,700
2022$11,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, GeoLinks, Surfnet Communications.

Nearby Properties on Deanes Ln

Nearby Streets

Search Property Records by Address or Parcel Number