Clay County property record for 3523 Cunningham Rd, Orange Park, FL 32065 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,075 sqft · built 2024 |
| Lot Size | 0.137 acres (5,999 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $888 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04-25-007873-004-05 |
| Primary APN | 08-04-25-007873-004-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,075 sqft Living Area |
| Gross Area | 2,603 sqft |
| 1st Floor Area | 2,075 sqft |
| Flooring | Carpet |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,999 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3523 CUNNINGHAM RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SUGAR LEAF FARMS AS REC OR 4825 PG 1060 |
| Legal Subdivision | SUGAR LEAF FARMS |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30207 |
Source: Clay County records · APN 08-04-25-007873-004-05
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3523 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TEXANA BANK |
| May 29, 2024 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2024 |
| Deed Sale | May 29, 2024 |
| Deed Document Number | 202425171 |
| Deed Book / Page | 4825 / 1060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 3523 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Document Number | 0000020323 |
| Book / Page | 5039 / 564 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202620323 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3523 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Document Number | 0000020323, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 5039/564 |
| Instrument | 202620323 |
| Name | TEXANA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 29, 2024 |
| Property Address | 3523 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Document Number | 0048251060 |
| Book / Page | 4825 / 1060 |
| Map Reference | MB 67 PG 36-43 |
| Instrument Date | May 17, 2024 |
| Instrument | 2024025171 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,926.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Address | 3523 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Document Number | 0048251065 |
|---|---|
| Date | May 29, 2024 |
| Instrument | 4825/1065 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361,865 (+623.73%) Land $65,000 Building $296,865 | $361,865 (+623.73%) Land $65,000 Building $296,865 | |
| 2024 | $888.00 (+17%) | ||
| 2023 | $759.00 (+399.34%) | $50,000 (+4%) Land $50,000 | $50,000 (+4%) Land $50,000 |
| 2022 | $152.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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