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3514 Cunningham Rd, Orange Park, FL 32065 Property Records

Clay County property record for 3514 Cunningham Rd, Orange Park, FL 32065 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,820 sqft · built 2024
Lot Size0.137 acres (5,999 sqft)
Owner2 Individual Names on File
Tax Bill$4,287 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-04-25-007873-004-76

Property Details

APN / Parcel Number

Primary APN08-04-25-007873-004-76

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,820 sqft Living Area
Gross Area2,261 sqft
1st Floor Area1,820 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,999 sqft (0.137 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3514 CUNNINGHAM RD
CityORANGE PARK
StateFL
Zip32065-8228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 76 SUGAR LEAF FARMS AS REC OR 4846 PG 863
Legal SubdivisionSUGAR LEAF FARMS
Legal Lot Number76
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2011
Census Tract30208

Owner

Source: Clay County records · APN 08-04-25-007873-004-76

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3514 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2024
Deed SaleAug 06, 2024
Deed Document Number202436472
Deed Book / Page4846 / 863
Record UpdatedSep 20, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateAug 06, 2024
Property Address3514 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228
Document Number0048460863
Book / Page4846 / 863
Map ReferenceMB 67 PG 36-43
Instrument DateJul 31, 2024
Instrument2024036472
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 19, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address3514 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228

Mortgage

Document Number2024036473
DateAug 06, 2024
Instrument2024036473
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2054

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,287.00 (+382.77%)$321,230 (+542.46%) Land $65,000 Building $256,230$321,230 (+542.46%) Land $65,000 Building $256,230
2024$888.00 (+17%)
2023$759.00 (+399.34%)$50,000 (+4%) Land $50,000$50,000 (+4%) Land $50,000
2022$152.00$10,000 Land $10,000$10,000 Land $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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