3523 63rd St, Saugatuck, MI 49453 Property Records

Allegan County property record for 3523 63rd St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,549 sqft · built 2014
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (May 2017)
Tax Bill	$5,386 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-002-002-00`

Property Details

APN / Parcel Number

Primary APN	`20-002-002-00`
Alternative APN	`03-20-002-002-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft
Basement Area	1,549 sqft
Unfinished Basement	1,538 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	219,542 sqft (5.04 acres)
Lot Dimensions	751 ft deep x 292 ft wide
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3523 63RD ST
City	SAUGATUCK
State	MI
Zip	49453-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT N 1/4 PST TH S 2255.22' TO POB TH CONT S 292.75' TH E 750.99' TH N 291.97' TH W TO POB SEC 2 T3N R16W (07).
Legal Range	16W
Legal Township	03N
Legal Section	02
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1001
Census Tract	30802

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3523 63RD ST, SAUGATUCK, MI 49453-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jul 2, 2020	Deed of Trust, Mortgage · Line of Credit WEST MICHIGAN COMMUNITY BANK
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	May 4, 2006 · Amount on Record
Deed Book / Page	4144 / 935
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	3773/971
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3523 63RD ST, SAUGATUCK, MI 49453-9410
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 63RD ST, SAUGATUCK, MI 49453-9410

Mortgage

Document Number	004888/191
Date	Sep 20, 2023
Book Page	4888/191
Instrument	2023013772

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3523 63RD ST, SAUGATUCK, MI 49453-9410
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4594/773
Date	Mar 24, 2021
Book Page	4594/773

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3523 63RD ST, SAUGATUCK, MI 49453-9410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4479/453
Date	Jul 2, 2020
Book Page	4479/453

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank
Address	HUDSONVILLE, MI 49426

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 31, 2017
Property Address	3523 63RD ST, SAUGATUCK, MI 49453-9410
Document Number	4144/935
Book / Page	4144 / 935
Instrument Date	May 25, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,967.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3523 63RD ST, 3523, SAUGATUCK, MI 49453-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 E 26TH ST, HOLLAND, MI 49423-5102

Mortgage

Document Number	4144938
Date	May 31, 2017
Instrument	4144/938

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,000 (-10.36%) Land $92,500 Building $240,500	$666,000 (-10.36%) Land $185,000 Building $481,000
2025	$5,386.00 (+4.72%) Homeowner's exemption	$371,500 (+48.6%) Land $88,300 Building $283,200	$743,000 (+48.6%) Land $176,600 Building $566,400
2024	$5,143.00
2023		$250,000 Land $54,500 Building $195,500	$500,000 Land $109,000 Building $391,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, Xfinity.

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