3505 63rd St, Saugatuck, MI 49453 Property Records

Allegan County property record for 3505 63rd St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jul 2018)
Tax Bill	$4,579 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-002-002-70`

Property Details

APN / Parcel Number

Primary APN	`20-002-002-70`
Alternative APN	`03-20-002-002-70`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Lot Area	217,800 sqft (5 acres)
Lot Width	751 ft Width
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3505 63RD ST
City	SAUGATUCK
State	MI
Zip	49453-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	BEG 2906.51' S OF N 1/4 PST TH E 750.98' TH S 290.03' TH W 750.98' TH N TO POB SEC 2 T3N R16W (99)
Legal Range	16W
Legal Township	03N
Legal Section	02
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1001
Census Tract	30802

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3505 63RD ST, SAUGATUCK, MI 49453-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
May 23, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Sep 14, 2016 · Amount on Record
Deed Book / Page	4262 / 221
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	May 7, 2026
Property Address	3505 63RD ST, SAUGATUCK, MI 49453-9410
Document Number	0000007601
Book / Page	5135 / 752
Instrument Date	Apr 7, 2026
Instrument	20267601
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 63RD ST, SAUGATUCK, MI 49453-9410

Mortgage

Document Number	0000007601,
Date	May 7, 2026
Book Page	5135/752
Instrument	20267601

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3505 63RD ST, SAUGATUCK, MI 49453-9410
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 63RD ST, SAUGATUCK, MI 49453-9410

Mortgage

Document Number	004858/269
Date	May 23, 2023
Book Page	4858/269
Instrument	2023007471

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3505 63RD ST, SAUGATUCK, MI 49453-9410
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 63RD ST, SAUGATUCK, MI 49453-9410

Mortgage

Document Number	004672/183
Date	Sep 16, 2021
Book Page	4672/183

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 11, 2018
Property Address	3505 63RD ST, SAUGATUCK, MI 49453-9410
Document Number	004262/221
Book / Page	4262 / 221
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,408.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3505 63RD ST, 3505, SAUGATUCK, MI 49453-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 63RD ST, SAUGATUCK, MI 49453-9410

Mortgage

Document Number	0004262225
Date	Jul 11, 2018
Instrument	4262/225

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,800 (-1.57%) Land $92,300 Building $158,500	$501,600 (-1.57%) Land $184,600 Building $317,000
2025	$4,579.00 (+4.73%) Homeowner's exemption	$254,800 (+49.71%) Land $87,800 Building $167,000	$509,600 (+49.71%) Land $175,600 Building $334,000
2024	$4,372.00
2023		$170,200 Land $54,200 Building $116,000	$340,400 Land $108,400 Building $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, Xfinity.

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